Place, exclusion, and mortgage markets
"Just as in society, the mortgage market may exclude people on the basis of place, as well as race. Place-based exclusion in the mortgage market often takes the form of "redlining," a tacit agreement among lending institutions to delineate sections of cities into areas where no home m...
Ausführliche Beschreibung
Autor*in: |
Aalbers, Manuel [verfasserIn] |
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Format: |
E-Book |
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Sprache: |
Englisch |
Erschienen: |
Malden: Wiley-Blackwell ; 2011 |
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Schlagwörter: |
Discrimination in mortgage loans, Case studies Marginality, Social, Case studies BUSINESS & ECONOMICS ; Real Estate ; Mortgages Discrimination in mortgage loans |
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Anmerkung: |
Includes bibliographical references and index |
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Umfang: |
1 Online-Ressource (1 online resource) |
Reihe: |
Studies in urban and social change |
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Links: |
Link aufrufen |
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ISBN: |
1-4443-4231-2 1-4443-4228-2 978-1-4443-4228-4 978-1-4443-4231-4 978-1-4051-9658-1 978-1-4443-4229-1 978-1-4051-9657-4 |
DOI / URN: |
10.1002/9781444342314 |
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Katalog-ID: |
167961942X |
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100 | 1 | |a Aalbers, Manuel |e verfasserin |4 aut | |
245 | 1 | 0 | |a Place, exclusion, and mortgage markets |c Manuel B. Aalbers |
264 | 1 | |a Malden |b Wiley-Blackwell |c 2011 | |
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490 | 0 | |a Studies in urban and social change | |
500 | |a Includes bibliographical references and index | ||
520 | |a "Just as in society, the mortgage market may exclude people on the basis of place, as well as race. Place-based exclusion in the mortgage market often takes the form of "redlining," a tacit agreement among lending institutions to delineate sections of cities into areas where no home mortgages are to be issued. Place, Exclusion and Mortgage Markets presents an in depth examination of the practice of redlining and the broader implications of contemporary urban exclusion processes. Through a careful balance of comparative research and literature reviews, author Manuel B. Aalbers reveals how redlining, which is most visible at the urban level, is also constituted at the interaction of several spatial scales: neighborhood, urban, regional, national, and global. By utilizing several research strategies and presenting documented evidence from various urban sectors in the United States, Italy, and the Netherlands, this book offers fresh insights and much needed analytical clarity to shape our understanding of redlining and other urban exclusion processes"-- | ||
520 | |a Front Matter -- Introduction -- The Exclusion, Urban, and Market Lenses. Social and Financial Exclusion -- A Socio-Spatial Approach -- Markets, Institutions, Risk, Credit Scoring -- Redlining Research in the United States, Italy, and the Netherlands. The United States: One Century of Redlining -- Italy: Capital Switching in Milan -- The Netherlands: Colored Maps -- Photo Essay: The Tarwewijk, Rotterdam -- Conclusions. The Globalization of Redlining? -- References -- Index. | ||
520 | |a Machine generated contents note: Preface. -- Introduction. -- Part I The Exclusion, Urban and Market Lenses. -- 1 Social and Financial Exclusion. -- 1.1 Social Exclusion. -- 1.2 Financial Exclusion. -- 1.3 How Space and Housing enter the Idea of Exclusion. -- 2 A Socio-Spatial Approach. -- 2.1 David Harvey, Capital Switching and Urban Development. -- 2.2 A Socio-Spatial Approach to Urban Development. -- 2.3 Exploratory Comparative Research with Contrasting Cases. -- 3 Markets, Institutions, Risk, Credit Scoring. -- 3.1 The Market as an Institution. -- 3.2 Homeownership in the Risk Society. -- 3.3 Risk Selection and Credit Scoring. -- 3.4 Difficulties and Risk. -- Part II Redlining Research in the US, Italy and the Netherlands. -- 4 The US: One Century of Redlining. -- 4.1 On the Origins of Mortgage Markets and Redlining. -- 4.2 Redlining Research Since the 1970s. -- 4.3 Redlining Readdressed. -- 4.4 The Rise of Securitization and Subprime Lending. -- 5 Italy: Capital Switching in Milan. -- 5.1 Housing in Italy. -- 5.2 The Italian Mortgage Market. -- 5.3 Economy, Migrants and Housing in Milan. -- 5.4 The Milanese Geography of Access to Mortgage Loans. -- 5.5 Capital Switching in Milan. -- 6 The Netherlands: Colored Maps. -- 6.1 Housing in the Netherlands. -- 6.2 The Dutch Mortgage Market. -- 6.3 Ethnic Minorities and Discrimination. -- 6.4 The Socio-Spatial Structure of Rotterdam. -- 6.5 The Colored Map of Rotterdam (1980-1999). -- 6.6 Rotterdam versus Amsterdam (1999-2001). -- 6.7 Rotterdam, The Hague and Arnhem (2005-2006). -- 6.8 Redlining Redux: Rotterdam and The Hague in the Financial Crisis (2008-2010). -- Photo Essay The Tarwewijk, Rotterdam. -- Part III Conclusions. -- 7 The Globalization of Redlining? -- 7.1 Redlining in the US. -- 7.2 Credit Scoring: The Silent Globalization of the Mortgage Market. -- 7.3 City Forces. -- 7.4 Neighborhood Forces. -- 7.5 National Forces. -- 7.6 Markets and Institutions Preventing Redlining. -- 7.7 The Endemic Nature of Redlining. -- References. -- Index. | ||
650 | 0 | |a Discrimination in mortgage loans |v Case studies | |
650 | 0 | |a Mortgages |v Case studies | |
650 | 0 | |a Marginality, Social |v Case studies | |
650 | 4 | |a BUSINESS & ECONOMICS ; Real Estate ; Mortgages | |
650 | 4 | |a Discrimination in mortgage loans | |
650 | 4 | |a Marginality, Social | |
650 | 4 | |a Mortgages | |
650 | 4 | |a Case studies | |
650 | 4 | |a Hypothèques - Études de cas | |
650 | 4 | |a Discrimination dans les prêts hypothécaires - Études de cas | |
650 | 4 | |a Case studies | |
650 | 4 | |a Études de cas | |
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1444342312 electronic bk. 1-4443-4231-2 1444342282 electronic bk. 1-4443-4228-2 9781444342284 electronic bk. 978-1-4443-4228-4 9781444342314 electronic bk. 978-1-4443-4231-4 9781405196581 pbk. 978-1-4051-9658-1 9781444342291 978-1-4443-4229-1 9781405196574 978-1-4051-9657-4 1405196572 9781405196574 9781405196581 9781444342291 10.1002/9781444342314 doi (DE-627)167961942X (DE-599)KEP026447282 (OCoLC)1039285941 (OCoLC)839018917 (WILEY)9781444342314 (EBP)026447282 DE-627 ger DE-627 rakwb eng XD-US HG2040.2 BUS 054030 bisacsh SOC026030 bisacsh Aalbers, Manuel verfasserin aut Place, exclusion, and mortgage markets Manuel B. Aalbers Malden Wiley-Blackwell 2011 1 Online-Ressource (1 online resource) Text txt rdacontent Computermedien c rdamedia Online-Ressource cr rdacarrier Studies in urban and social change Includes bibliographical references and index "Just as in society, the mortgage market may exclude people on the basis of place, as well as race. Place-based exclusion in the mortgage market often takes the form of "redlining," a tacit agreement among lending institutions to delineate sections of cities into areas where no home mortgages are to be issued. Place, Exclusion and Mortgage Markets presents an in depth examination of the practice of redlining and the broader implications of contemporary urban exclusion processes. Through a careful balance of comparative research and literature reviews, author Manuel B. Aalbers reveals how redlining, which is most visible at the urban level, is also constituted at the interaction of several spatial scales: neighborhood, urban, regional, national, and global. By utilizing several research strategies and presenting documented evidence from various urban sectors in the United States, Italy, and the Netherlands, this book offers fresh insights and much needed analytical clarity to shape our understanding of redlining and other urban exclusion processes"-- Front Matter -- Introduction -- The Exclusion, Urban, and Market Lenses. Social and Financial Exclusion -- A Socio-Spatial Approach -- Markets, Institutions, Risk, Credit Scoring -- Redlining Research in the United States, Italy, and the Netherlands. The United States: One Century of Redlining -- Italy: Capital Switching in Milan -- The Netherlands: Colored Maps -- Photo Essay: The Tarwewijk, Rotterdam -- Conclusions. The Globalization of Redlining? -- References -- Index. Machine generated contents note: Preface. -- Introduction. -- Part I The Exclusion, Urban and Market Lenses. -- 1 Social and Financial Exclusion. -- 1.1 Social Exclusion. -- 1.2 Financial Exclusion. -- 1.3 How Space and Housing enter the Idea of Exclusion. -- 2 A Socio-Spatial Approach. -- 2.1 David Harvey, Capital Switching and Urban Development. -- 2.2 A Socio-Spatial Approach to Urban Development. -- 2.3 Exploratory Comparative Research with Contrasting Cases. -- 3 Markets, Institutions, Risk, Credit Scoring. -- 3.1 The Market as an Institution. -- 3.2 Homeownership in the Risk Society. -- 3.3 Risk Selection and Credit Scoring. -- 3.4 Difficulties and Risk. -- Part II Redlining Research in the US, Italy and the Netherlands. -- 4 The US: One Century of Redlining. -- 4.1 On the Origins of Mortgage Markets and Redlining. -- 4.2 Redlining Research Since the 1970s. -- 4.3 Redlining Readdressed. -- 4.4 The Rise of Securitization and Subprime Lending. -- 5 Italy: Capital Switching in Milan. -- 5.1 Housing in Italy. -- 5.2 The Italian Mortgage Market. -- 5.3 Economy, Migrants and Housing in Milan. -- 5.4 The Milanese Geography of Access to Mortgage Loans. -- 5.5 Capital Switching in Milan. -- 6 The Netherlands: Colored Maps. -- 6.1 Housing in the Netherlands. -- 6.2 The Dutch Mortgage Market. -- 6.3 Ethnic Minorities and Discrimination. -- 6.4 The Socio-Spatial Structure of Rotterdam. -- 6.5 The Colored Map of Rotterdam (1980-1999). -- 6.6 Rotterdam versus Amsterdam (1999-2001). -- 6.7 Rotterdam, The Hague and Arnhem (2005-2006). -- 6.8 Redlining Redux: Rotterdam and The Hague in the Financial Crisis (2008-2010). -- Photo Essay The Tarwewijk, Rotterdam. -- Part III Conclusions. -- 7 The Globalization of Redlining? -- 7.1 Redlining in the US. -- 7.2 Credit Scoring: The Silent Globalization of the Mortgage Market. -- 7.3 City Forces. -- 7.4 Neighborhood Forces. -- 7.5 National Forces. -- 7.6 Markets and Institutions Preventing Redlining. -- 7.7 The Endemic Nature of Redlining. -- References. -- Index. Discrimination in mortgage loans Case studies Mortgages Case studies Marginality, Social Case studies BUSINESS & ECONOMICS ; Real Estate ; Mortgages Discrimination in mortgage loans Marginality, Social Mortgages Case studies Hypothèques - Études de cas Discrimination dans les prêts hypothécaires - Études de cas Case studies Études de cas 9781405196574 Erscheint auch als Druck-Ausgabe Aalbers, Manuel Place, exclusion, and mortgage markets Malden : Wiley-Blackwell, 2011 (DLC)2011001456 https://onlinelibrary.wiley.com/doi/book/10.1002/9781444342314 X:WILEY Verlag lizenzpflichtig http://dx.doi.org/10.1002/9781444342314 Resolving-System John Wiley Volltext http://onlinelibrary.wiley.com/book/10.1002/9781444342314 Verlag Volltext https://doi.org/10.1002/9781444342314 X:WILEY Verlag lizenzpflichtig http://catalogimages.wiley.com/images/db/jimages/9781405196574.jpg Verlag Cover https://external.dandelon.com/download/attachments/dandelon/ids/DE0104156C0060AD49F47C12578D10032C66A.pdf V:DE-601 X:AGI pdf/application 2014-12-25 Verlag Inhaltsverzeichnis (DE-627)681286261 ZDB-35-UBC ZDB-35-WIC GBV_ILN_62 ISIL_DE-28 SYSFLAG_1 GBV_KXP GBV_ILN_120 ISIL_DE-715 GBV_ILN_370 ISIL_DE-1373 GBV_ILN_2001 ISIL_DE-21 GBV_ILN_2020 ISIL_DE-Ch1 GBV_ILN_2111 ISIL_DE-944 BO 045F 332.7/2 62 01 0028 3528506865 OLR-Wiley-EBS Vervielfältigungen (z.B. 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1444342312 electronic bk. 1-4443-4231-2 1444342282 electronic bk. 1-4443-4228-2 9781444342284 electronic bk. 978-1-4443-4228-4 9781444342314 electronic bk. 978-1-4443-4231-4 9781405196581 pbk. 978-1-4051-9658-1 9781444342291 978-1-4443-4229-1 9781405196574 978-1-4051-9657-4 1405196572 9781405196574 9781405196581 9781444342291 10.1002/9781444342314 doi (DE-627)167961942X (DE-599)KEP026447282 (OCoLC)1039285941 (OCoLC)839018917 (WILEY)9781444342314 (EBP)026447282 DE-627 ger DE-627 rakwb eng XD-US HG2040.2 BUS 054030 bisacsh SOC026030 bisacsh Aalbers, Manuel verfasserin aut Place, exclusion, and mortgage markets Manuel B. Aalbers Malden Wiley-Blackwell 2011 1 Online-Ressource (1 online resource) Text txt rdacontent Computermedien c rdamedia Online-Ressource cr rdacarrier Studies in urban and social change Includes bibliographical references and index "Just as in society, the mortgage market may exclude people on the basis of place, as well as race. Place-based exclusion in the mortgage market often takes the form of "redlining," a tacit agreement among lending institutions to delineate sections of cities into areas where no home mortgages are to be issued. Place, Exclusion and Mortgage Markets presents an in depth examination of the practice of redlining and the broader implications of contemporary urban exclusion processes. Through a careful balance of comparative research and literature reviews, author Manuel B. Aalbers reveals how redlining, which is most visible at the urban level, is also constituted at the interaction of several spatial scales: neighborhood, urban, regional, national, and global. By utilizing several research strategies and presenting documented evidence from various urban sectors in the United States, Italy, and the Netherlands, this book offers fresh insights and much needed analytical clarity to shape our understanding of redlining and other urban exclusion processes"-- Front Matter -- Introduction -- The Exclusion, Urban, and Market Lenses. Social and Financial Exclusion -- A Socio-Spatial Approach -- Markets, Institutions, Risk, Credit Scoring -- Redlining Research in the United States, Italy, and the Netherlands. The United States: One Century of Redlining -- Italy: Capital Switching in Milan -- The Netherlands: Colored Maps -- Photo Essay: The Tarwewijk, Rotterdam -- Conclusions. The Globalization of Redlining? -- References -- Index. Machine generated contents note: Preface. -- Introduction. -- Part I The Exclusion, Urban and Market Lenses. -- 1 Social and Financial Exclusion. -- 1.1 Social Exclusion. -- 1.2 Financial Exclusion. -- 1.3 How Space and Housing enter the Idea of Exclusion. -- 2 A Socio-Spatial Approach. -- 2.1 David Harvey, Capital Switching and Urban Development. -- 2.2 A Socio-Spatial Approach to Urban Development. -- 2.3 Exploratory Comparative Research with Contrasting Cases. -- 3 Markets, Institutions, Risk, Credit Scoring. -- 3.1 The Market as an Institution. -- 3.2 Homeownership in the Risk Society. -- 3.3 Risk Selection and Credit Scoring. -- 3.4 Difficulties and Risk. -- Part II Redlining Research in the US, Italy and the Netherlands. -- 4 The US: One Century of Redlining. -- 4.1 On the Origins of Mortgage Markets and Redlining. -- 4.2 Redlining Research Since the 1970s. -- 4.3 Redlining Readdressed. -- 4.4 The Rise of Securitization and Subprime Lending. -- 5 Italy: Capital Switching in Milan. -- 5.1 Housing in Italy. -- 5.2 The Italian Mortgage Market. -- 5.3 Economy, Migrants and Housing in Milan. -- 5.4 The Milanese Geography of Access to Mortgage Loans. -- 5.5 Capital Switching in Milan. -- 6 The Netherlands: Colored Maps. -- 6.1 Housing in the Netherlands. -- 6.2 The Dutch Mortgage Market. -- 6.3 Ethnic Minorities and Discrimination. -- 6.4 The Socio-Spatial Structure of Rotterdam. -- 6.5 The Colored Map of Rotterdam (1980-1999). -- 6.6 Rotterdam versus Amsterdam (1999-2001). -- 6.7 Rotterdam, The Hague and Arnhem (2005-2006). -- 6.8 Redlining Redux: Rotterdam and The Hague in the Financial Crisis (2008-2010). -- Photo Essay The Tarwewijk, Rotterdam. -- Part III Conclusions. -- 7 The Globalization of Redlining? -- 7.1 Redlining in the US. -- 7.2 Credit Scoring: The Silent Globalization of the Mortgage Market. -- 7.3 City Forces. -- 7.4 Neighborhood Forces. -- 7.5 National Forces. -- 7.6 Markets and Institutions Preventing Redlining. -- 7.7 The Endemic Nature of Redlining. -- References. -- Index. Discrimination in mortgage loans Case studies Mortgages Case studies Marginality, Social Case studies BUSINESS & ECONOMICS ; Real Estate ; Mortgages Discrimination in mortgage loans Marginality, Social Mortgages Case studies Hypothèques - Études de cas Discrimination dans les prêts hypothécaires - Études de cas Case studies Études de cas 9781405196574 Erscheint auch als Druck-Ausgabe Aalbers, Manuel Place, exclusion, and mortgage markets Malden : Wiley-Blackwell, 2011 (DLC)2011001456 https://onlinelibrary.wiley.com/doi/book/10.1002/9781444342314 X:WILEY Verlag lizenzpflichtig http://dx.doi.org/10.1002/9781444342314 Resolving-System John Wiley Volltext http://onlinelibrary.wiley.com/book/10.1002/9781444342314 Verlag Volltext https://doi.org/10.1002/9781444342314 X:WILEY Verlag lizenzpflichtig http://catalogimages.wiley.com/images/db/jimages/9781405196574.jpg Verlag Cover https://external.dandelon.com/download/attachments/dandelon/ids/DE0104156C0060AD49F47C12578D10032C66A.pdf V:DE-601 X:AGI pdf/application 2014-12-25 Verlag Inhaltsverzeichnis (DE-627)681286261 ZDB-35-UBC ZDB-35-WIC GBV_ILN_62 ISIL_DE-28 SYSFLAG_1 GBV_KXP GBV_ILN_120 ISIL_DE-715 GBV_ILN_370 ISIL_DE-1373 GBV_ILN_2001 ISIL_DE-21 GBV_ILN_2020 ISIL_DE-Ch1 GBV_ILN_2111 ISIL_DE-944 BO 045F 332.7/2 62 01 0028 3528506865 OLR-Wiley-EBS Vervielfältigungen (z.B. Kopien, Downloads) sind nur von einzelnen Kapiteln oder Seiten und nur zum eigenen wissenschaftlichen Gebrauch erlaubt. Die Weitergabe an Dritte sowie systematisches Downloaden sind untersagt. Temporär im Bestand der UB Rostock z 25-10-19 120 01 0715 3528314087 Campusweiter Zugriff (Universität Oldenburg). - Vervielfältigungen (z.B. Kopien, Downloads) sind nur von einzelnen Kapiteln oder Seiten und nur zum eigenen wissenschaftlichen Gebrauch erlaubt. Keine Weitergabe an Dritte. Kein systematisches Downloaden durch Robots. z 25-10-19 120 02 0715 3742702416 00 --%%-- --%%-- g --%%-- alma ww z 26-08-20 120 03 0715 4505615995 00 --%%-- --%%-- g --%%-- alma ww z 29-03-24 120 04 0715 4505616029 00 --%%-- --%%-- g --%%-- alma ww z 29-03-24 370 01 4370 1598606646 olr-ebook wiley Vervielfältigungen (z.B. Kopien, Downloads) sind nur von einzelnen Kapiteln oder Seiten und nur zum eigenen wissenschaftlichen Gebrauch erlaubt. Keine Weitergabe an Dritte. Kein systematisches Downloaden durch Robots. i z 01-02-16 2001 01 DE-21 3526745455 00 --%%-- --%%-- --%%-- n l01 24-10-19 2020 01 DE-Ch1 4048188372 00 --%%-- --%%-- --%%-- n Campuslizenz l01 31-01-22 2111 01 DE-944 3602450112 00 --%%-- eBook Wiley --%%-- n Elektronischer Volltext - Campuslizenz l01 03-03-20 62 01 0028 https://onlinelibrary.wiley.com/doi/book/10.1002/9781444342314 120 01 0715 https://onlinelibrary.wiley.com/doi/book/10.1002/9781444342314 120 02 0715 http://49gbv-uob-primo.hosted.exlibrisgroup.com/openurl/49GBV_UOB/UOB_services_page?u.ignore_date_coverage=true&rft.mms_id=991015040722303501 120 03 0715 http://49gbv-uob-primo.hosted.exlibrisgroup.com/openurl/49GBV_UOB/UOB_services_page?u.ignore_date_coverage=true&rft.mms_id=991015040722303501 120 04 0715 http://49gbv-uob-primo.hosted.exlibrisgroup.com/openurl/49GBV_UOB/UOB_services_page?u.ignore_date_coverage=true&rft.mms_id=991015040722303501 370 01 4370 E-Book: Zugriff im HCU-Netz. Zugriff von außerhalb nur für HCU-Angehörige möglich http://dx.doi.org/10.1002/9781444342314 2001 01 DE-21 https://onlinelibrary.wiley.com/doi/book/10.1002/9781444342314 2020 01 DE-Ch1 https://onlinelibrary.wiley.com/doi/book/10.1002/9781444342314 2111 01 DE-944 https://onlinelibrary.wiley.com/doi/book/10.1002/9781444342314 2001 01 DE-21 00 s eBook-Wiley-UBCM-eBook-Collection-2018 120 00 DE-715 99 ww 2111 01 DE-944 00 (DE-627)1353370437 e-Book 370 01 4370 o16-0019 62 01 0028 OLR-Wiley-EBS 120 02 0715 alma 120 03 0715 alma 120 04 0715 alma 370 01 4370 olr-ebook wiley 370 01 4370 2016.02.01 |
allfields_unstemmed |
1444342312 electronic bk. 1-4443-4231-2 1444342282 electronic bk. 1-4443-4228-2 9781444342284 electronic bk. 978-1-4443-4228-4 9781444342314 electronic bk. 978-1-4443-4231-4 9781405196581 pbk. 978-1-4051-9658-1 9781444342291 978-1-4443-4229-1 9781405196574 978-1-4051-9657-4 1405196572 9781405196574 9781405196581 9781444342291 10.1002/9781444342314 doi (DE-627)167961942X (DE-599)KEP026447282 (OCoLC)1039285941 (OCoLC)839018917 (WILEY)9781444342314 (EBP)026447282 DE-627 ger DE-627 rakwb eng XD-US HG2040.2 BUS 054030 bisacsh SOC026030 bisacsh Aalbers, Manuel verfasserin aut Place, exclusion, and mortgage markets Manuel B. Aalbers Malden Wiley-Blackwell 2011 1 Online-Ressource (1 online resource) Text txt rdacontent Computermedien c rdamedia Online-Ressource cr rdacarrier Studies in urban and social change Includes bibliographical references and index "Just as in society, the mortgage market may exclude people on the basis of place, as well as race. Place-based exclusion in the mortgage market often takes the form of "redlining," a tacit agreement among lending institutions to delineate sections of cities into areas where no home mortgages are to be issued. Place, Exclusion and Mortgage Markets presents an in depth examination of the practice of redlining and the broader implications of contemporary urban exclusion processes. Through a careful balance of comparative research and literature reviews, author Manuel B. Aalbers reveals how redlining, which is most visible at the urban level, is also constituted at the interaction of several spatial scales: neighborhood, urban, regional, national, and global. By utilizing several research strategies and presenting documented evidence from various urban sectors in the United States, Italy, and the Netherlands, this book offers fresh insights and much needed analytical clarity to shape our understanding of redlining and other urban exclusion processes"-- Front Matter -- Introduction -- The Exclusion, Urban, and Market Lenses. Social and Financial Exclusion -- A Socio-Spatial Approach -- Markets, Institutions, Risk, Credit Scoring -- Redlining Research in the United States, Italy, and the Netherlands. The United States: One Century of Redlining -- Italy: Capital Switching in Milan -- The Netherlands: Colored Maps -- Photo Essay: The Tarwewijk, Rotterdam -- Conclusions. The Globalization of Redlining? -- References -- Index. Machine generated contents note: Preface. -- Introduction. -- Part I The Exclusion, Urban and Market Lenses. -- 1 Social and Financial Exclusion. -- 1.1 Social Exclusion. -- 1.2 Financial Exclusion. -- 1.3 How Space and Housing enter the Idea of Exclusion. -- 2 A Socio-Spatial Approach. -- 2.1 David Harvey, Capital Switching and Urban Development. -- 2.2 A Socio-Spatial Approach to Urban Development. -- 2.3 Exploratory Comparative Research with Contrasting Cases. -- 3 Markets, Institutions, Risk, Credit Scoring. -- 3.1 The Market as an Institution. -- 3.2 Homeownership in the Risk Society. -- 3.3 Risk Selection and Credit Scoring. -- 3.4 Difficulties and Risk. -- Part II Redlining Research in the US, Italy and the Netherlands. -- 4 The US: One Century of Redlining. -- 4.1 On the Origins of Mortgage Markets and Redlining. -- 4.2 Redlining Research Since the 1970s. -- 4.3 Redlining Readdressed. -- 4.4 The Rise of Securitization and Subprime Lending. -- 5 Italy: Capital Switching in Milan. -- 5.1 Housing in Italy. -- 5.2 The Italian Mortgage Market. -- 5.3 Economy, Migrants and Housing in Milan. -- 5.4 The Milanese Geography of Access to Mortgage Loans. -- 5.5 Capital Switching in Milan. -- 6 The Netherlands: Colored Maps. -- 6.1 Housing in the Netherlands. -- 6.2 The Dutch Mortgage Market. -- 6.3 Ethnic Minorities and Discrimination. -- 6.4 The Socio-Spatial Structure of Rotterdam. -- 6.5 The Colored Map of Rotterdam (1980-1999). -- 6.6 Rotterdam versus Amsterdam (1999-2001). -- 6.7 Rotterdam, The Hague and Arnhem (2005-2006). -- 6.8 Redlining Redux: Rotterdam and The Hague in the Financial Crisis (2008-2010). -- Photo Essay The Tarwewijk, Rotterdam. -- Part III Conclusions. -- 7 The Globalization of Redlining? -- 7.1 Redlining in the US. -- 7.2 Credit Scoring: The Silent Globalization of the Mortgage Market. -- 7.3 City Forces. -- 7.4 Neighborhood Forces. -- 7.5 National Forces. -- 7.6 Markets and Institutions Preventing Redlining. -- 7.7 The Endemic Nature of Redlining. -- References. -- Index. Discrimination in mortgage loans Case studies Mortgages Case studies Marginality, Social Case studies BUSINESS & ECONOMICS ; Real Estate ; Mortgages Discrimination in mortgage loans Marginality, Social Mortgages Case studies Hypothèques - Études de cas Discrimination dans les prêts hypothécaires - Études de cas Case studies Études de cas 9781405196574 Erscheint auch als Druck-Ausgabe Aalbers, Manuel Place, exclusion, and mortgage markets Malden : Wiley-Blackwell, 2011 (DLC)2011001456 https://onlinelibrary.wiley.com/doi/book/10.1002/9781444342314 X:WILEY Verlag lizenzpflichtig http://dx.doi.org/10.1002/9781444342314 Resolving-System John Wiley Volltext http://onlinelibrary.wiley.com/book/10.1002/9781444342314 Verlag Volltext https://doi.org/10.1002/9781444342314 X:WILEY Verlag lizenzpflichtig http://catalogimages.wiley.com/images/db/jimages/9781405196574.jpg Verlag Cover https://external.dandelon.com/download/attachments/dandelon/ids/DE0104156C0060AD49F47C12578D10032C66A.pdf V:DE-601 X:AGI pdf/application 2014-12-25 Verlag Inhaltsverzeichnis (DE-627)681286261 ZDB-35-UBC ZDB-35-WIC GBV_ILN_62 ISIL_DE-28 SYSFLAG_1 GBV_KXP GBV_ILN_120 ISIL_DE-715 GBV_ILN_370 ISIL_DE-1373 GBV_ILN_2001 ISIL_DE-21 GBV_ILN_2020 ISIL_DE-Ch1 GBV_ILN_2111 ISIL_DE-944 BO 045F 332.7/2 62 01 0028 3528506865 OLR-Wiley-EBS Vervielfältigungen (z.B. Kopien, Downloads) sind nur von einzelnen Kapiteln oder Seiten und nur zum eigenen wissenschaftlichen Gebrauch erlaubt. Die Weitergabe an Dritte sowie systematisches Downloaden sind untersagt. Temporär im Bestand der UB Rostock z 25-10-19 120 01 0715 3528314087 Campusweiter Zugriff (Universität Oldenburg). - Vervielfältigungen (z.B. Kopien, Downloads) sind nur von einzelnen Kapiteln oder Seiten und nur zum eigenen wissenschaftlichen Gebrauch erlaubt. Keine Weitergabe an Dritte. Kein systematisches Downloaden durch Robots. z 25-10-19 120 02 0715 3742702416 00 --%%-- --%%-- g --%%-- alma ww z 26-08-20 120 03 0715 4505615995 00 --%%-- --%%-- g --%%-- alma ww z 29-03-24 120 04 0715 4505616029 00 --%%-- --%%-- g --%%-- alma ww z 29-03-24 370 01 4370 1598606646 olr-ebook wiley Vervielfältigungen (z.B. Kopien, Downloads) sind nur von einzelnen Kapiteln oder Seiten und nur zum eigenen wissenschaftlichen Gebrauch erlaubt. Keine Weitergabe an Dritte. Kein systematisches Downloaden durch Robots. i z 01-02-16 2001 01 DE-21 3526745455 00 --%%-- --%%-- --%%-- n l01 24-10-19 2020 01 DE-Ch1 4048188372 00 --%%-- --%%-- --%%-- n Campuslizenz l01 31-01-22 2111 01 DE-944 3602450112 00 --%%-- eBook Wiley --%%-- n Elektronischer Volltext - Campuslizenz l01 03-03-20 62 01 0028 https://onlinelibrary.wiley.com/doi/book/10.1002/9781444342314 120 01 0715 https://onlinelibrary.wiley.com/doi/book/10.1002/9781444342314 120 02 0715 http://49gbv-uob-primo.hosted.exlibrisgroup.com/openurl/49GBV_UOB/UOB_services_page?u.ignore_date_coverage=true&rft.mms_id=991015040722303501 120 03 0715 http://49gbv-uob-primo.hosted.exlibrisgroup.com/openurl/49GBV_UOB/UOB_services_page?u.ignore_date_coverage=true&rft.mms_id=991015040722303501 120 04 0715 http://49gbv-uob-primo.hosted.exlibrisgroup.com/openurl/49GBV_UOB/UOB_services_page?u.ignore_date_coverage=true&rft.mms_id=991015040722303501 370 01 4370 E-Book: Zugriff im HCU-Netz. Zugriff von außerhalb nur für HCU-Angehörige möglich http://dx.doi.org/10.1002/9781444342314 2001 01 DE-21 https://onlinelibrary.wiley.com/doi/book/10.1002/9781444342314 2020 01 DE-Ch1 https://onlinelibrary.wiley.com/doi/book/10.1002/9781444342314 2111 01 DE-944 https://onlinelibrary.wiley.com/doi/book/10.1002/9781444342314 2001 01 DE-21 00 s eBook-Wiley-UBCM-eBook-Collection-2018 120 00 DE-715 99 ww 2111 01 DE-944 00 (DE-627)1353370437 e-Book 370 01 4370 o16-0019 62 01 0028 OLR-Wiley-EBS 120 02 0715 alma 120 03 0715 alma 120 04 0715 alma 370 01 4370 olr-ebook wiley 370 01 4370 2016.02.01 |
allfieldsGer |
1444342312 electronic bk. 1-4443-4231-2 1444342282 electronic bk. 1-4443-4228-2 9781444342284 electronic bk. 978-1-4443-4228-4 9781444342314 electronic bk. 978-1-4443-4231-4 9781405196581 pbk. 978-1-4051-9658-1 9781444342291 978-1-4443-4229-1 9781405196574 978-1-4051-9657-4 1405196572 9781405196574 9781405196581 9781444342291 10.1002/9781444342314 doi (DE-627)167961942X (DE-599)KEP026447282 (OCoLC)1039285941 (OCoLC)839018917 (WILEY)9781444342314 (EBP)026447282 DE-627 ger DE-627 rakwb eng XD-US HG2040.2 BUS 054030 bisacsh SOC026030 bisacsh Aalbers, Manuel verfasserin aut Place, exclusion, and mortgage markets Manuel B. Aalbers Malden Wiley-Blackwell 2011 1 Online-Ressource (1 online resource) Text txt rdacontent Computermedien c rdamedia Online-Ressource cr rdacarrier Studies in urban and social change Includes bibliographical references and index "Just as in society, the mortgage market may exclude people on the basis of place, as well as race. Place-based exclusion in the mortgage market often takes the form of "redlining," a tacit agreement among lending institutions to delineate sections of cities into areas where no home mortgages are to be issued. Place, Exclusion and Mortgage Markets presents an in depth examination of the practice of redlining and the broader implications of contemporary urban exclusion processes. Through a careful balance of comparative research and literature reviews, author Manuel B. Aalbers reveals how redlining, which is most visible at the urban level, is also constituted at the interaction of several spatial scales: neighborhood, urban, regional, national, and global. By utilizing several research strategies and presenting documented evidence from various urban sectors in the United States, Italy, and the Netherlands, this book offers fresh insights and much needed analytical clarity to shape our understanding of redlining and other urban exclusion processes"-- Front Matter -- Introduction -- The Exclusion, Urban, and Market Lenses. Social and Financial Exclusion -- A Socio-Spatial Approach -- Markets, Institutions, Risk, Credit Scoring -- Redlining Research in the United States, Italy, and the Netherlands. The United States: One Century of Redlining -- Italy: Capital Switching in Milan -- The Netherlands: Colored Maps -- Photo Essay: The Tarwewijk, Rotterdam -- Conclusions. The Globalization of Redlining? -- References -- Index. Machine generated contents note: Preface. -- Introduction. -- Part I The Exclusion, Urban and Market Lenses. -- 1 Social and Financial Exclusion. -- 1.1 Social Exclusion. -- 1.2 Financial Exclusion. -- 1.3 How Space and Housing enter the Idea of Exclusion. -- 2 A Socio-Spatial Approach. -- 2.1 David Harvey, Capital Switching and Urban Development. -- 2.2 A Socio-Spatial Approach to Urban Development. -- 2.3 Exploratory Comparative Research with Contrasting Cases. -- 3 Markets, Institutions, Risk, Credit Scoring. -- 3.1 The Market as an Institution. -- 3.2 Homeownership in the Risk Society. -- 3.3 Risk Selection and Credit Scoring. -- 3.4 Difficulties and Risk. -- Part II Redlining Research in the US, Italy and the Netherlands. -- 4 The US: One Century of Redlining. -- 4.1 On the Origins of Mortgage Markets and Redlining. -- 4.2 Redlining Research Since the 1970s. -- 4.3 Redlining Readdressed. -- 4.4 The Rise of Securitization and Subprime Lending. -- 5 Italy: Capital Switching in Milan. -- 5.1 Housing in Italy. -- 5.2 The Italian Mortgage Market. -- 5.3 Economy, Migrants and Housing in Milan. -- 5.4 The Milanese Geography of Access to Mortgage Loans. -- 5.5 Capital Switching in Milan. -- 6 The Netherlands: Colored Maps. -- 6.1 Housing in the Netherlands. -- 6.2 The Dutch Mortgage Market. -- 6.3 Ethnic Minorities and Discrimination. -- 6.4 The Socio-Spatial Structure of Rotterdam. -- 6.5 The Colored Map of Rotterdam (1980-1999). -- 6.6 Rotterdam versus Amsterdam (1999-2001). -- 6.7 Rotterdam, The Hague and Arnhem (2005-2006). -- 6.8 Redlining Redux: Rotterdam and The Hague in the Financial Crisis (2008-2010). -- Photo Essay The Tarwewijk, Rotterdam. -- Part III Conclusions. -- 7 The Globalization of Redlining? -- 7.1 Redlining in the US. -- 7.2 Credit Scoring: The Silent Globalization of the Mortgage Market. -- 7.3 City Forces. -- 7.4 Neighborhood Forces. -- 7.5 National Forces. -- 7.6 Markets and Institutions Preventing Redlining. -- 7.7 The Endemic Nature of Redlining. -- References. -- Index. Discrimination in mortgage loans Case studies Mortgages Case studies Marginality, Social Case studies BUSINESS & ECONOMICS ; Real Estate ; Mortgages Discrimination in mortgage loans Marginality, Social Mortgages Case studies Hypothèques - Études de cas Discrimination dans les prêts hypothécaires - Études de cas Case studies Études de cas 9781405196574 Erscheint auch als Druck-Ausgabe Aalbers, Manuel Place, exclusion, and mortgage markets Malden : Wiley-Blackwell, 2011 (DLC)2011001456 https://onlinelibrary.wiley.com/doi/book/10.1002/9781444342314 X:WILEY Verlag lizenzpflichtig http://dx.doi.org/10.1002/9781444342314 Resolving-System John Wiley Volltext http://onlinelibrary.wiley.com/book/10.1002/9781444342314 Verlag Volltext https://doi.org/10.1002/9781444342314 X:WILEY Verlag lizenzpflichtig http://catalogimages.wiley.com/images/db/jimages/9781405196574.jpg Verlag Cover https://external.dandelon.com/download/attachments/dandelon/ids/DE0104156C0060AD49F47C12578D10032C66A.pdf V:DE-601 X:AGI pdf/application 2014-12-25 Verlag Inhaltsverzeichnis (DE-627)681286261 ZDB-35-UBC ZDB-35-WIC GBV_ILN_62 ISIL_DE-28 SYSFLAG_1 GBV_KXP GBV_ILN_120 ISIL_DE-715 GBV_ILN_370 ISIL_DE-1373 GBV_ILN_2001 ISIL_DE-21 GBV_ILN_2020 ISIL_DE-Ch1 GBV_ILN_2111 ISIL_DE-944 BO 045F 332.7/2 62 01 0028 3528506865 OLR-Wiley-EBS Vervielfältigungen (z.B. Kopien, Downloads) sind nur von einzelnen Kapiteln oder Seiten und nur zum eigenen wissenschaftlichen Gebrauch erlaubt. Die Weitergabe an Dritte sowie systematisches Downloaden sind untersagt. Temporär im Bestand der UB Rostock z 25-10-19 120 01 0715 3528314087 Campusweiter Zugriff (Universität Oldenburg). - Vervielfältigungen (z.B. Kopien, Downloads) sind nur von einzelnen Kapiteln oder Seiten und nur zum eigenen wissenschaftlichen Gebrauch erlaubt. Keine Weitergabe an Dritte. Kein systematisches Downloaden durch Robots. z 25-10-19 120 02 0715 3742702416 00 --%%-- --%%-- g --%%-- alma ww z 26-08-20 120 03 0715 4505615995 00 --%%-- --%%-- g --%%-- alma ww z 29-03-24 120 04 0715 4505616029 00 --%%-- --%%-- g --%%-- alma ww z 29-03-24 370 01 4370 1598606646 olr-ebook wiley Vervielfältigungen (z.B. Kopien, Downloads) sind nur von einzelnen Kapiteln oder Seiten und nur zum eigenen wissenschaftlichen Gebrauch erlaubt. Keine Weitergabe an Dritte. Kein systematisches Downloaden durch Robots. i z 01-02-16 2001 01 DE-21 3526745455 00 --%%-- --%%-- --%%-- n l01 24-10-19 2020 01 DE-Ch1 4048188372 00 --%%-- --%%-- --%%-- n Campuslizenz l01 31-01-22 2111 01 DE-944 3602450112 00 --%%-- eBook Wiley --%%-- n Elektronischer Volltext - Campuslizenz l01 03-03-20 62 01 0028 https://onlinelibrary.wiley.com/doi/book/10.1002/9781444342314 120 01 0715 https://onlinelibrary.wiley.com/doi/book/10.1002/9781444342314 120 02 0715 http://49gbv-uob-primo.hosted.exlibrisgroup.com/openurl/49GBV_UOB/UOB_services_page?u.ignore_date_coverage=true&rft.mms_id=991015040722303501 120 03 0715 http://49gbv-uob-primo.hosted.exlibrisgroup.com/openurl/49GBV_UOB/UOB_services_page?u.ignore_date_coverage=true&rft.mms_id=991015040722303501 120 04 0715 http://49gbv-uob-primo.hosted.exlibrisgroup.com/openurl/49GBV_UOB/UOB_services_page?u.ignore_date_coverage=true&rft.mms_id=991015040722303501 370 01 4370 E-Book: Zugriff im HCU-Netz. Zugriff von außerhalb nur für HCU-Angehörige möglich http://dx.doi.org/10.1002/9781444342314 2001 01 DE-21 https://onlinelibrary.wiley.com/doi/book/10.1002/9781444342314 2020 01 DE-Ch1 https://onlinelibrary.wiley.com/doi/book/10.1002/9781444342314 2111 01 DE-944 https://onlinelibrary.wiley.com/doi/book/10.1002/9781444342314 2001 01 DE-21 00 s eBook-Wiley-UBCM-eBook-Collection-2018 120 00 DE-715 99 ww 2111 01 DE-944 00 (DE-627)1353370437 e-Book 370 01 4370 o16-0019 62 01 0028 OLR-Wiley-EBS 120 02 0715 alma 120 03 0715 alma 120 04 0715 alma 370 01 4370 olr-ebook wiley 370 01 4370 2016.02.01 |
allfieldsSound |
1444342312 electronic bk. 1-4443-4231-2 1444342282 electronic bk. 1-4443-4228-2 9781444342284 electronic bk. 978-1-4443-4228-4 9781444342314 electronic bk. 978-1-4443-4231-4 9781405196581 pbk. 978-1-4051-9658-1 9781444342291 978-1-4443-4229-1 9781405196574 978-1-4051-9657-4 1405196572 9781405196574 9781405196581 9781444342291 10.1002/9781444342314 doi (DE-627)167961942X (DE-599)KEP026447282 (OCoLC)1039285941 (OCoLC)839018917 (WILEY)9781444342314 (EBP)026447282 DE-627 ger DE-627 rakwb eng XD-US HG2040.2 BUS 054030 bisacsh SOC026030 bisacsh Aalbers, Manuel verfasserin aut Place, exclusion, and mortgage markets Manuel B. Aalbers Malden Wiley-Blackwell 2011 1 Online-Ressource (1 online resource) Text txt rdacontent Computermedien c rdamedia Online-Ressource cr rdacarrier Studies in urban and social change Includes bibliographical references and index "Just as in society, the mortgage market may exclude people on the basis of place, as well as race. Place-based exclusion in the mortgage market often takes the form of "redlining," a tacit agreement among lending institutions to delineate sections of cities into areas where no home mortgages are to be issued. Place, Exclusion and Mortgage Markets presents an in depth examination of the practice of redlining and the broader implications of contemporary urban exclusion processes. Through a careful balance of comparative research and literature reviews, author Manuel B. Aalbers reveals how redlining, which is most visible at the urban level, is also constituted at the interaction of several spatial scales: neighborhood, urban, regional, national, and global. By utilizing several research strategies and presenting documented evidence from various urban sectors in the United States, Italy, and the Netherlands, this book offers fresh insights and much needed analytical clarity to shape our understanding of redlining and other urban exclusion processes"-- Front Matter -- Introduction -- The Exclusion, Urban, and Market Lenses. Social and Financial Exclusion -- A Socio-Spatial Approach -- Markets, Institutions, Risk, Credit Scoring -- Redlining Research in the United States, Italy, and the Netherlands. The United States: One Century of Redlining -- Italy: Capital Switching in Milan -- The Netherlands: Colored Maps -- Photo Essay: The Tarwewijk, Rotterdam -- Conclusions. The Globalization of Redlining? -- References -- Index. Machine generated contents note: Preface. -- Introduction. -- Part I The Exclusion, Urban and Market Lenses. -- 1 Social and Financial Exclusion. -- 1.1 Social Exclusion. -- 1.2 Financial Exclusion. -- 1.3 How Space and Housing enter the Idea of Exclusion. -- 2 A Socio-Spatial Approach. -- 2.1 David Harvey, Capital Switching and Urban Development. -- 2.2 A Socio-Spatial Approach to Urban Development. -- 2.3 Exploratory Comparative Research with Contrasting Cases. -- 3 Markets, Institutions, Risk, Credit Scoring. -- 3.1 The Market as an Institution. -- 3.2 Homeownership in the Risk Society. -- 3.3 Risk Selection and Credit Scoring. -- 3.4 Difficulties and Risk. -- Part II Redlining Research in the US, Italy and the Netherlands. -- 4 The US: One Century of Redlining. -- 4.1 On the Origins of Mortgage Markets and Redlining. -- 4.2 Redlining Research Since the 1970s. -- 4.3 Redlining Readdressed. -- 4.4 The Rise of Securitization and Subprime Lending. -- 5 Italy: Capital Switching in Milan. -- 5.1 Housing in Italy. -- 5.2 The Italian Mortgage Market. -- 5.3 Economy, Migrants and Housing in Milan. -- 5.4 The Milanese Geography of Access to Mortgage Loans. -- 5.5 Capital Switching in Milan. -- 6 The Netherlands: Colored Maps. -- 6.1 Housing in the Netherlands. -- 6.2 The Dutch Mortgage Market. -- 6.3 Ethnic Minorities and Discrimination. -- 6.4 The Socio-Spatial Structure of Rotterdam. -- 6.5 The Colored Map of Rotterdam (1980-1999). -- 6.6 Rotterdam versus Amsterdam (1999-2001). -- 6.7 Rotterdam, The Hague and Arnhem (2005-2006). -- 6.8 Redlining Redux: Rotterdam and The Hague in the Financial Crisis (2008-2010). -- Photo Essay The Tarwewijk, Rotterdam. -- Part III Conclusions. -- 7 The Globalization of Redlining? -- 7.1 Redlining in the US. -- 7.2 Credit Scoring: The Silent Globalization of the Mortgage Market. -- 7.3 City Forces. -- 7.4 Neighborhood Forces. -- 7.5 National Forces. -- 7.6 Markets and Institutions Preventing Redlining. -- 7.7 The Endemic Nature of Redlining. -- References. -- Index. Discrimination in mortgage loans Case studies Mortgages Case studies Marginality, Social Case studies BUSINESS & ECONOMICS ; Real Estate ; Mortgages Discrimination in mortgage loans Marginality, Social Mortgages Case studies Hypothèques - Études de cas Discrimination dans les prêts hypothécaires - Études de cas Case studies Études de cas 9781405196574 Erscheint auch als Druck-Ausgabe Aalbers, Manuel Place, exclusion, and mortgage markets Malden : Wiley-Blackwell, 2011 (DLC)2011001456 https://onlinelibrary.wiley.com/doi/book/10.1002/9781444342314 X:WILEY Verlag lizenzpflichtig http://dx.doi.org/10.1002/9781444342314 Resolving-System John Wiley Volltext http://onlinelibrary.wiley.com/book/10.1002/9781444342314 Verlag Volltext https://doi.org/10.1002/9781444342314 X:WILEY Verlag lizenzpflichtig http://catalogimages.wiley.com/images/db/jimages/9781405196574.jpg Verlag Cover https://external.dandelon.com/download/attachments/dandelon/ids/DE0104156C0060AD49F47C12578D10032C66A.pdf V:DE-601 X:AGI pdf/application 2014-12-25 Verlag Inhaltsverzeichnis (DE-627)681286261 ZDB-35-UBC ZDB-35-WIC GBV_ILN_62 ISIL_DE-28 SYSFLAG_1 GBV_KXP GBV_ILN_120 ISIL_DE-715 GBV_ILN_370 ISIL_DE-1373 GBV_ILN_2001 ISIL_DE-21 GBV_ILN_2020 ISIL_DE-Ch1 GBV_ILN_2111 ISIL_DE-944 BO 045F 332.7/2 62 01 0028 3528506865 OLR-Wiley-EBS Vervielfältigungen (z.B. 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abstract |
"Just as in society, the mortgage market may exclude people on the basis of place, as well as race. Place-based exclusion in the mortgage market often takes the form of "redlining," a tacit agreement among lending institutions to delineate sections of cities into areas where no home mortgages are to be issued. Place, Exclusion and Mortgage Markets presents an in depth examination of the practice of redlining and the broader implications of contemporary urban exclusion processes. Through a careful balance of comparative research and literature reviews, author Manuel B. Aalbers reveals how redlining, which is most visible at the urban level, is also constituted at the interaction of several spatial scales: neighborhood, urban, regional, national, and global. By utilizing several research strategies and presenting documented evidence from various urban sectors in the United States, Italy, and the Netherlands, this book offers fresh insights and much needed analytical clarity to shape our understanding of redlining and other urban exclusion processes"-- Front Matter -- Introduction -- The Exclusion, Urban, and Market Lenses. Social and Financial Exclusion -- A Socio-Spatial Approach -- Markets, Institutions, Risk, Credit Scoring -- Redlining Research in the United States, Italy, and the Netherlands. The United States: One Century of Redlining -- Italy: Capital Switching in Milan -- The Netherlands: Colored Maps -- Photo Essay: The Tarwewijk, Rotterdam -- Conclusions. The Globalization of Redlining? -- References -- Index. Machine generated contents note: Preface. -- Introduction. -- Part I The Exclusion, Urban and Market Lenses. -- 1 Social and Financial Exclusion. -- 1.1 Social Exclusion. -- 1.2 Financial Exclusion. -- 1.3 How Space and Housing enter the Idea of Exclusion. -- 2 A Socio-Spatial Approach. -- 2.1 David Harvey, Capital Switching and Urban Development. -- 2.2 A Socio-Spatial Approach to Urban Development. -- 2.3 Exploratory Comparative Research with Contrasting Cases. -- 3 Markets, Institutions, Risk, Credit Scoring. -- 3.1 The Market as an Institution. -- 3.2 Homeownership in the Risk Society. -- 3.3 Risk Selection and Credit Scoring. -- 3.4 Difficulties and Risk. -- Part II Redlining Research in the US, Italy and the Netherlands. -- 4 The US: One Century of Redlining. -- 4.1 On the Origins of Mortgage Markets and Redlining. -- 4.2 Redlining Research Since the 1970s. -- 4.3 Redlining Readdressed. -- 4.4 The Rise of Securitization and Subprime Lending. -- 5 Italy: Capital Switching in Milan. -- 5.1 Housing in Italy. -- 5.2 The Italian Mortgage Market. -- 5.3 Economy, Migrants and Housing in Milan. -- 5.4 The Milanese Geography of Access to Mortgage Loans. -- 5.5 Capital Switching in Milan. -- 6 The Netherlands: Colored Maps. -- 6.1 Housing in the Netherlands. -- 6.2 The Dutch Mortgage Market. -- 6.3 Ethnic Minorities and Discrimination. -- 6.4 The Socio-Spatial Structure of Rotterdam. -- 6.5 The Colored Map of Rotterdam (1980-1999). -- 6.6 Rotterdam versus Amsterdam (1999-2001). -- 6.7 Rotterdam, The Hague and Arnhem (2005-2006). -- 6.8 Redlining Redux: Rotterdam and The Hague in the Financial Crisis (2008-2010). -- Photo Essay The Tarwewijk, Rotterdam. -- Part III Conclusions. -- 7 The Globalization of Redlining? -- 7.1 Redlining in the US. -- 7.2 Credit Scoring: The Silent Globalization of the Mortgage Market. -- 7.3 City Forces. -- 7.4 Neighborhood Forces. -- 7.5 National Forces. -- 7.6 Markets and Institutions Preventing Redlining. -- 7.7 The Endemic Nature of Redlining. -- References. -- Index. Includes bibliographical references and index |
abstractGer |
"Just as in society, the mortgage market may exclude people on the basis of place, as well as race. Place-based exclusion in the mortgage market often takes the form of "redlining," a tacit agreement among lending institutions to delineate sections of cities into areas where no home mortgages are to be issued. Place, Exclusion and Mortgage Markets presents an in depth examination of the practice of redlining and the broader implications of contemporary urban exclusion processes. Through a careful balance of comparative research and literature reviews, author Manuel B. Aalbers reveals how redlining, which is most visible at the urban level, is also constituted at the interaction of several spatial scales: neighborhood, urban, regional, national, and global. By utilizing several research strategies and presenting documented evidence from various urban sectors in the United States, Italy, and the Netherlands, this book offers fresh insights and much needed analytical clarity to shape our understanding of redlining and other urban exclusion processes"-- Front Matter -- Introduction -- The Exclusion, Urban, and Market Lenses. Social and Financial Exclusion -- A Socio-Spatial Approach -- Markets, Institutions, Risk, Credit Scoring -- Redlining Research in the United States, Italy, and the Netherlands. The United States: One Century of Redlining -- Italy: Capital Switching in Milan -- The Netherlands: Colored Maps -- Photo Essay: The Tarwewijk, Rotterdam -- Conclusions. The Globalization of Redlining? -- References -- Index. Machine generated contents note: Preface. -- Introduction. -- Part I The Exclusion, Urban and Market Lenses. -- 1 Social and Financial Exclusion. -- 1.1 Social Exclusion. -- 1.2 Financial Exclusion. -- 1.3 How Space and Housing enter the Idea of Exclusion. -- 2 A Socio-Spatial Approach. -- 2.1 David Harvey, Capital Switching and Urban Development. -- 2.2 A Socio-Spatial Approach to Urban Development. -- 2.3 Exploratory Comparative Research with Contrasting Cases. -- 3 Markets, Institutions, Risk, Credit Scoring. -- 3.1 The Market as an Institution. -- 3.2 Homeownership in the Risk Society. -- 3.3 Risk Selection and Credit Scoring. -- 3.4 Difficulties and Risk. -- Part II Redlining Research in the US, Italy and the Netherlands. -- 4 The US: One Century of Redlining. -- 4.1 On the Origins of Mortgage Markets and Redlining. -- 4.2 Redlining Research Since the 1970s. -- 4.3 Redlining Readdressed. -- 4.4 The Rise of Securitization and Subprime Lending. -- 5 Italy: Capital Switching in Milan. -- 5.1 Housing in Italy. -- 5.2 The Italian Mortgage Market. -- 5.3 Economy, Migrants and Housing in Milan. -- 5.4 The Milanese Geography of Access to Mortgage Loans. -- 5.5 Capital Switching in Milan. -- 6 The Netherlands: Colored Maps. -- 6.1 Housing in the Netherlands. -- 6.2 The Dutch Mortgage Market. -- 6.3 Ethnic Minorities and Discrimination. -- 6.4 The Socio-Spatial Structure of Rotterdam. -- 6.5 The Colored Map of Rotterdam (1980-1999). -- 6.6 Rotterdam versus Amsterdam (1999-2001). -- 6.7 Rotterdam, The Hague and Arnhem (2005-2006). -- 6.8 Redlining Redux: Rotterdam and The Hague in the Financial Crisis (2008-2010). -- Photo Essay The Tarwewijk, Rotterdam. -- Part III Conclusions. -- 7 The Globalization of Redlining? -- 7.1 Redlining in the US. -- 7.2 Credit Scoring: The Silent Globalization of the Mortgage Market. -- 7.3 City Forces. -- 7.4 Neighborhood Forces. -- 7.5 National Forces. -- 7.6 Markets and Institutions Preventing Redlining. -- 7.7 The Endemic Nature of Redlining. -- References. -- Index. Includes bibliographical references and index |
abstract_unstemmed |
"Just as in society, the mortgage market may exclude people on the basis of place, as well as race. Place-based exclusion in the mortgage market often takes the form of "redlining," a tacit agreement among lending institutions to delineate sections of cities into areas where no home mortgages are to be issued. Place, Exclusion and Mortgage Markets presents an in depth examination of the practice of redlining and the broader implications of contemporary urban exclusion processes. Through a careful balance of comparative research and literature reviews, author Manuel B. Aalbers reveals how redlining, which is most visible at the urban level, is also constituted at the interaction of several spatial scales: neighborhood, urban, regional, national, and global. By utilizing several research strategies and presenting documented evidence from various urban sectors in the United States, Italy, and the Netherlands, this book offers fresh insights and much needed analytical clarity to shape our understanding of redlining and other urban exclusion processes"-- Front Matter -- Introduction -- The Exclusion, Urban, and Market Lenses. Social and Financial Exclusion -- A Socio-Spatial Approach -- Markets, Institutions, Risk, Credit Scoring -- Redlining Research in the United States, Italy, and the Netherlands. The United States: One Century of Redlining -- Italy: Capital Switching in Milan -- The Netherlands: Colored Maps -- Photo Essay: The Tarwewijk, Rotterdam -- Conclusions. The Globalization of Redlining? -- References -- Index. Machine generated contents note: Preface. -- Introduction. -- Part I The Exclusion, Urban and Market Lenses. -- 1 Social and Financial Exclusion. -- 1.1 Social Exclusion. -- 1.2 Financial Exclusion. -- 1.3 How Space and Housing enter the Idea of Exclusion. -- 2 A Socio-Spatial Approach. -- 2.1 David Harvey, Capital Switching and Urban Development. -- 2.2 A Socio-Spatial Approach to Urban Development. -- 2.3 Exploratory Comparative Research with Contrasting Cases. -- 3 Markets, Institutions, Risk, Credit Scoring. -- 3.1 The Market as an Institution. -- 3.2 Homeownership in the Risk Society. -- 3.3 Risk Selection and Credit Scoring. -- 3.4 Difficulties and Risk. -- Part II Redlining Research in the US, Italy and the Netherlands. -- 4 The US: One Century of Redlining. -- 4.1 On the Origins of Mortgage Markets and Redlining. -- 4.2 Redlining Research Since the 1970s. -- 4.3 Redlining Readdressed. -- 4.4 The Rise of Securitization and Subprime Lending. -- 5 Italy: Capital Switching in Milan. -- 5.1 Housing in Italy. -- 5.2 The Italian Mortgage Market. -- 5.3 Economy, Migrants and Housing in Milan. -- 5.4 The Milanese Geography of Access to Mortgage Loans. -- 5.5 Capital Switching in Milan. -- 6 The Netherlands: Colored Maps. -- 6.1 Housing in the Netherlands. -- 6.2 The Dutch Mortgage Market. -- 6.3 Ethnic Minorities and Discrimination. -- 6.4 The Socio-Spatial Structure of Rotterdam. -- 6.5 The Colored Map of Rotterdam (1980-1999). -- 6.6 Rotterdam versus Amsterdam (1999-2001). -- 6.7 Rotterdam, The Hague and Arnhem (2005-2006). -- 6.8 Redlining Redux: Rotterdam and The Hague in the Financial Crisis (2008-2010). -- Photo Essay The Tarwewijk, Rotterdam. -- Part III Conclusions. -- 7 The Globalization of Redlining? -- 7.1 Redlining in the US. -- 7.2 Credit Scoring: The Silent Globalization of the Mortgage Market. -- 7.3 City Forces. -- 7.4 Neighborhood Forces. -- 7.5 National Forces. -- 7.6 Markets and Institutions Preventing Redlining. -- 7.7 The Endemic Nature of Redlining. -- References. -- Index. Includes bibliographical references and index |
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<?xml version="1.0" encoding="UTF-8"?><collection xmlns="http://www.loc.gov/MARC21/slim"><record><leader>01000cam a22002652 4500</leader><controlfield tag="001">167961942X</controlfield><controlfield tag="003">DE-627</controlfield><controlfield tag="005">20240812143818.0</controlfield><controlfield tag="007">cr uuu---uuuuu</controlfield><controlfield tag="008">191024s2011 xxu|||||o 00| ||eng c</controlfield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">1444342312</subfield><subfield code="c">electronic bk.</subfield><subfield code="9">1-4443-4231-2</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">1444342282</subfield><subfield code="c">electronic bk.</subfield><subfield code="9">1-4443-4228-2</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">9781444342284</subfield><subfield code="c">electronic bk.</subfield><subfield code="9">978-1-4443-4228-4</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">9781444342314</subfield><subfield code="c">electronic bk.</subfield><subfield code="9">978-1-4443-4231-4</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">9781405196581</subfield><subfield code="c">pbk.</subfield><subfield code="9">978-1-4051-9658-1</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">9781444342291</subfield><subfield code="9">978-1-4443-4229-1</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">9781405196574</subfield><subfield code="9">978-1-4051-9657-4</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="z">1405196572</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="z">9781405196574</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="z">9781405196581</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="z">9781444342291</subfield></datafield><datafield tag="024" ind1="7" ind2=" "><subfield code="a">10.1002/9781444342314</subfield><subfield code="2">doi</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(DE-627)167961942X</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(DE-599)KEP026447282</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(OCoLC)1039285941</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(OCoLC)839018917</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(WILEY)9781444342314</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(EBP)026447282</subfield></datafield><datafield tag="040" ind1=" " ind2=" "><subfield code="a">DE-627</subfield><subfield code="b">ger</subfield><subfield code="c">DE-627</subfield><subfield code="e">rakwb</subfield></datafield><datafield tag="041" ind1=" " ind2=" "><subfield code="a">eng</subfield></datafield><datafield tag="044" ind1=" " ind2=" "><subfield code="c">XD-US</subfield></datafield><datafield tag="050" ind1=" " ind2="0"><subfield code="a">HG2040.2</subfield></datafield><datafield tag="072" ind1=" " ind2="7"><subfield code="a">BUS 054030</subfield><subfield code="2">bisacsh</subfield></datafield><datafield tag="072" ind1=" " ind2="7"><subfield code="a">SOC026030</subfield><subfield code="2">bisacsh</subfield></datafield><datafield tag="100" ind1="1" ind2=" "><subfield code="a">Aalbers, Manuel</subfield><subfield code="e">verfasserin</subfield><subfield code="4">aut</subfield></datafield><datafield tag="245" ind1="1" ind2="0"><subfield code="a">Place, exclusion, and mortgage markets</subfield><subfield code="c">Manuel B. Aalbers</subfield></datafield><datafield tag="264" ind1=" " ind2="1"><subfield code="a">Malden</subfield><subfield code="b">Wiley-Blackwell</subfield><subfield code="c">2011</subfield></datafield><datafield tag="300" ind1=" " ind2=" "><subfield code="a">1 Online-Ressource (1 online resource)</subfield></datafield><datafield tag="336" ind1=" " ind2=" "><subfield code="a">Text</subfield><subfield code="b">txt</subfield><subfield code="2">rdacontent</subfield></datafield><datafield tag="337" ind1=" " ind2=" "><subfield code="a">Computermedien</subfield><subfield code="b">c</subfield><subfield code="2">rdamedia</subfield></datafield><datafield tag="338" ind1=" " ind2=" "><subfield code="a">Online-Ressource</subfield><subfield code="b">cr</subfield><subfield code="2">rdacarrier</subfield></datafield><datafield tag="490" ind1="0" ind2=" "><subfield code="a">Studies in urban and social change</subfield></datafield><datafield tag="500" ind1=" " ind2=" "><subfield code="a">Includes bibliographical references and index</subfield></datafield><datafield tag="520" ind1=" " ind2=" "><subfield code="a">"Just as in society, the mortgage market may exclude people on the basis of place, as well as race. Place-based exclusion in the mortgage market often takes the form of "redlining," a tacit agreement among lending institutions to delineate sections of cities into areas where no home mortgages are to be issued. Place, Exclusion and Mortgage Markets presents an in depth examination of the practice of redlining and the broader implications of contemporary urban exclusion processes. Through a careful balance of comparative research and literature reviews, author Manuel B. Aalbers reveals how redlining, which is most visible at the urban level, is also constituted at the interaction of several spatial scales: neighborhood, urban, regional, national, and global. By utilizing several research strategies and presenting documented evidence from various urban sectors in the United States, Italy, and the Netherlands, this book offers fresh insights and much needed analytical clarity to shape our understanding of redlining and other urban exclusion processes"--</subfield></datafield><datafield tag="520" ind1=" " ind2=" "><subfield code="a">Front Matter -- Introduction -- The Exclusion, Urban, and Market Lenses. Social and Financial Exclusion -- A Socio-Spatial Approach -- Markets, Institutions, Risk, Credit Scoring -- Redlining Research in the United States, Italy, and the Netherlands. The United States: One Century of Redlining -- Italy: Capital Switching in Milan -- The Netherlands: Colored Maps -- Photo Essay: The Tarwewijk, Rotterdam -- Conclusions. The Globalization of Redlining? -- References -- Index.</subfield></datafield><datafield tag="520" ind1=" " ind2=" "><subfield code="a">Machine generated contents note: Preface. -- Introduction. -- Part I The Exclusion, Urban and Market Lenses. -- 1 Social and Financial Exclusion. -- 1.1 Social Exclusion. -- 1.2 Financial Exclusion. -- 1.3 How Space and Housing enter the Idea of Exclusion. -- 2 A Socio-Spatial Approach. -- 2.1 David Harvey, Capital Switching and Urban Development. -- 2.2 A Socio-Spatial Approach to Urban Development. -- 2.3 Exploratory Comparative Research with Contrasting Cases. -- 3 Markets, Institutions, Risk, Credit Scoring. -- 3.1 The Market as an Institution. -- 3.2 Homeownership in the Risk Society. -- 3.3 Risk Selection and Credit Scoring. -- 3.4 Difficulties and Risk. -- Part II Redlining Research in the US, Italy and the Netherlands. -- 4 The US: One Century of Redlining. -- 4.1 On the Origins of Mortgage Markets and Redlining. -- 4.2 Redlining Research Since the 1970s. -- 4.3 Redlining Readdressed. -- 4.4 The Rise of Securitization and Subprime Lending. -- 5 Italy: Capital Switching in Milan. -- 5.1 Housing in Italy. -- 5.2 The Italian Mortgage Market. -- 5.3 Economy, Migrants and Housing in Milan. -- 5.4 The Milanese Geography of Access to Mortgage Loans. -- 5.5 Capital Switching in Milan. -- 6 The Netherlands: Colored Maps. -- 6.1 Housing in the Netherlands. -- 6.2 The Dutch Mortgage Market. -- 6.3 Ethnic Minorities and Discrimination. -- 6.4 The Socio-Spatial Structure of Rotterdam. -- 6.5 The Colored Map of Rotterdam (1980-1999). -- 6.6 Rotterdam versus Amsterdam (1999-2001). -- 6.7 Rotterdam, The Hague and Arnhem (2005-2006). -- 6.8 Redlining Redux: Rotterdam and The Hague in the Financial Crisis (2008-2010). -- Photo Essay The Tarwewijk, Rotterdam. -- Part III Conclusions. -- 7 The Globalization of Redlining? -- 7.1 Redlining in the US. -- 7.2 Credit Scoring: The Silent Globalization of the Mortgage Market. -- 7.3 City Forces. -- 7.4 Neighborhood Forces. -- 7.5 National Forces. -- 7.6 Markets and Institutions Preventing Redlining. -- 7.7 The Endemic Nature of Redlining. -- References. -- Index.</subfield></datafield><datafield tag="650" ind1=" " ind2="0"><subfield code="a">Discrimination in mortgage loans</subfield><subfield code="v">Case studies</subfield></datafield><datafield tag="650" ind1=" " ind2="0"><subfield code="a">Mortgages</subfield><subfield code="v">Case studies</subfield></datafield><datafield tag="650" ind1=" " ind2="0"><subfield code="a">Marginality, Social</subfield><subfield code="v">Case studies</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">BUSINESS & ECONOMICS ; 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PLACE AN A John Wiley & Sons, Ltd., Publication Contents list of Illustrations vi Series Editors' Preface ix Preface and Acknowledgments xi Introduction … Part I The Exclusion, Urban, and Market Lenses … Social and Financial Exclusion … A Socio-Spatial Approach … Markets, Institutions, Risk, Credit Scoring … Part II Redlining Research in the United States, Italy, and the Netherlands … The United States: One Century of Redlining … Italy: Capital Switching in Milan … The Netherlands: Colored Maps … Photo Essay … Part III The Tarwewijk, Rotterdam Conclusions … The Globalization of Redlining? … References … Index … |
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Aalbers</subfield></datafield><datafield tag="264" ind1=" " ind2="1"><subfield code="a">Malden</subfield><subfield code="b">Wiley-Blackwell</subfield><subfield code="c">2011</subfield></datafield><datafield tag="300" ind1=" " ind2=" "><subfield code="a">1 Online-Ressource (1 online resource)</subfield></datafield><datafield tag="336" ind1=" " ind2=" "><subfield code="a">Text</subfield><subfield code="b">txt</subfield><subfield code="2">rdacontent</subfield></datafield><datafield tag="337" ind1=" " ind2=" "><subfield code="a">Computermedien</subfield><subfield code="b">c</subfield><subfield code="2">rdamedia</subfield></datafield><datafield tag="338" ind1=" " ind2=" "><subfield code="a">Online-Ressource</subfield><subfield code="b">cr</subfield><subfield code="2">rdacarrier</subfield></datafield><datafield tag="490" ind1="0" ind2=" "><subfield code="a">Studies in urban and social change</subfield></datafield><datafield tag="500" ind1=" " ind2=" "><subfield code="a">Includes bibliographical references and index</subfield></datafield><datafield tag="520" ind1=" " ind2=" "><subfield code="a">"Just as in society, the mortgage market may exclude people on the basis of place, as well as race. Place-based exclusion in the mortgage market often takes the form of "redlining," a tacit agreement among lending institutions to delineate sections of cities into areas where no home mortgages are to be issued. Place, Exclusion and Mortgage Markets presents an in depth examination of the practice of redlining and the broader implications of contemporary urban exclusion processes. Through a careful balance of comparative research and literature reviews, author Manuel B. Aalbers reveals how redlining, which is most visible at the urban level, is also constituted at the interaction of several spatial scales: neighborhood, urban, regional, national, and global. By utilizing several research strategies and presenting documented evidence from various urban sectors in the United States, Italy, and the Netherlands, this book offers fresh insights and much needed analytical clarity to shape our understanding of redlining and other urban exclusion processes"--</subfield></datafield><datafield tag="520" ind1=" " ind2=" "><subfield code="a">Front Matter -- Introduction -- The Exclusion, Urban, and Market Lenses. Social and Financial Exclusion -- A Socio-Spatial Approach -- Markets, Institutions, Risk, Credit Scoring -- Redlining Research in the United States, Italy, and the Netherlands. The United States: One Century of Redlining -- Italy: Capital Switching in Milan -- The Netherlands: Colored Maps -- Photo Essay: The Tarwewijk, Rotterdam -- Conclusions. The Globalization of Redlining? -- References -- Index.</subfield></datafield><datafield tag="520" ind1=" " ind2=" "><subfield code="a">Machine generated contents note: Preface. -- Introduction. -- Part I The Exclusion, Urban and Market Lenses. -- 1 Social and Financial Exclusion. -- 1.1 Social Exclusion. -- 1.2 Financial Exclusion. -- 1.3 How Space and Housing enter the Idea of Exclusion. -- 2 A Socio-Spatial Approach. -- 2.1 David Harvey, Capital Switching and Urban Development. -- 2.2 A Socio-Spatial Approach to Urban Development. -- 2.3 Exploratory Comparative Research with Contrasting Cases. -- 3 Markets, Institutions, Risk, Credit Scoring. -- 3.1 The Market as an Institution. -- 3.2 Homeownership in the Risk Society. -- 3.3 Risk Selection and Credit Scoring. -- 3.4 Difficulties and Risk. -- Part II Redlining Research in the US, Italy and the Netherlands. -- 4 The US: One Century of Redlining. -- 4.1 On the Origins of Mortgage Markets and Redlining. -- 4.2 Redlining Research Since the 1970s. -- 4.3 Redlining Readdressed. -- 4.4 The Rise of Securitization and Subprime Lending. -- 5 Italy: Capital Switching in Milan. -- 5.1 Housing in Italy. -- 5.2 The Italian Mortgage Market. -- 5.3 Economy, Migrants and Housing in Milan. -- 5.4 The Milanese Geography of Access to Mortgage Loans. -- 5.5 Capital Switching in Milan. -- 6 The Netherlands: Colored Maps. -- 6.1 Housing in the Netherlands. -- 6.2 The Dutch Mortgage Market. -- 6.3 Ethnic Minorities and Discrimination. -- 6.4 The Socio-Spatial Structure of Rotterdam. -- 6.5 The Colored Map of Rotterdam (1980-1999). -- 6.6 Rotterdam versus Amsterdam (1999-2001). -- 6.7 Rotterdam, The Hague and Arnhem (2005-2006). -- 6.8 Redlining Redux: Rotterdam and The Hague in the Financial Crisis (2008-2010). -- Photo Essay The Tarwewijk, Rotterdam. -- Part III Conclusions. -- 7 The Globalization of Redlining? -- 7.1 Redlining in the US. -- 7.2 Credit Scoring: The Silent Globalization of the Mortgage Market. -- 7.3 City Forces. -- 7.4 Neighborhood Forces. -- 7.5 National Forces. -- 7.6 Markets and Institutions Preventing Redlining. -- 7.7 The Endemic Nature of Redlining. -- References. -- Index.</subfield></datafield><datafield tag="650" ind1=" " ind2="0"><subfield code="a">Discrimination in mortgage loans</subfield><subfield code="v">Case studies</subfield></datafield><datafield tag="650" ind1=" " ind2="0"><subfield code="a">Mortgages</subfield><subfield code="v">Case studies</subfield></datafield><datafield tag="650" ind1=" " ind2="0"><subfield code="a">Marginality, Social</subfield><subfield code="v">Case studies</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">BUSINESS & ECONOMICS ; 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