Financial literacy and financial wellbeing : evidence from Peru and Uruguay

In this paper, we provide an analysis of financial literacy in Peru and Uruguay. We find that the knowledge of simple concepts at the basis of financial decision-making is low in both countries. Not only is financial illiteracy widespread, but it is particularly acute among women, rural populations,...
Ausführliche Beschreibung

Gespeichert in:

Autor*in:	Estrada-Mejia, Catalina [verfasserIn] Mejía Anzola, Diana Margarita [verfasserIn] Córdoba, Paula [verfasserIn]

Format:	E-Artikel
Sprache:	Englisch

Erschienen:	2023

Rechteinformationen:	Open Access Namensnennung - Nicht kommerziell - Keine Bearbeitungen 4.0 International ; CC BY-NC-ND 4.0

Schlagwörter:	financial capability financial literacy Latin America pensions retirement saving

Übergeordnetes Werk:	Enthalten in: Journal of financial literacy and wellbeing - Cambridge : Cambride University Press, 2023, 1(2023), 2 vom: Juli, Seite 403-429
Übergeordnetes Werk:	volume:1 ; year:2023 ; number:2 ; month:07 ; pages:403-429

Links:	Link aufrufen Link aufrufen

DOI / URN:	10.1017/flw.2023.15

Katalog-ID:	1886270090

Internformat


LEADER	01000naa a2200265 4500
001	1886270090
003	DE-627
005	20240419081834.0
007	cr uuu---uuuuu
008	240419s2023 xx \|\|\|\|\|o 00\| \|\|eng c
024	7		\|a 10.1017/flw.2023.15 \|2 doi
035			\|a (DE-627)1886270090
035			\|a (DE-599)KXP1886270090
040			\|a DE-627 \|b ger \|c DE-627 \|e rda
041			\|a eng
084			\|a G53 \|2 jelc
100	1		\|a Estrada-Mejia, Catalina \|e verfasserin \|0 (DE-588)1282309412 \|0 (DE-627)1837955786 \|4 aut
245	1	0	\|a Financial literacy and financial wellbeing \|b evidence from Peru and Uruguay \|c Catalina Estrada-Mejia, Diana Mejía and Paula Córdoba
264		1	\|c 2023
336			\|a Text \|b txt \|2 rdacontent
337			\|a Computermedien \|b c \|2 rdamedia
338			\|a Online-Ressource \|b cr \|2 rdacarrier
506	0		\|q DE-206 \|a Open Access \|e Controlled Vocabulary for Access Rights \|u http://purl.org/coar/access_right/c_abf2
520			\|a In this paper, we provide an analysis of financial literacy in Peru and Uruguay. We find that the knowledge of simple concepts at the basis of financial decision-making is low in both countries. Not only is financial illiteracy widespread, but it is particularly acute among women, rural populations, the less educated, low-income people, the self-employed, the not employed, younger people (in the case of Peru), and older people (in the case of Uruguay). We also find that financial literacy is linked to measures of financial wellbeing: those who are financially literate are more likely to be able to save and plan for retirement in both countries. In addition, we find a relationship between knowledge of specific concepts and key financial behaviors. Lastly, we find a relationship between financial literacy and financial resilience
540			\|q DE-206 \|a Namensnennung - Nicht kommerziell - Keine Bearbeitungen 4.0 International \|f CC BY-NC-ND 4.0 \|2 cc \|u https://creativecommons.org/licenses/by-nc-nd/4.0/
650		4	\|a financial capability \|7 (dpeaa)DE-206
650		4	\|a financial literacy \|7 (dpeaa)DE-206
650		4	\|a Latin America \|7 (dpeaa)DE-206
650		4	\|a pensions \|7 (dpeaa)DE-206
650		4	\|a retirement \|7 (dpeaa)DE-206
650		4	\|a saving \|7 (dpeaa)DE-206
700	1		\|a Mejía Anzola, Diana Margarita \|e verfasserin \|0 (DE-588)1046476408 \|0 (DE-627)776495003 \|0 (DE-576)39982992X \|4 aut
700	1		\|a Córdoba, Paula \|e verfasserin \|4 aut
773	0	8	\|i Enthalten in \|t Journal of financial literacy and wellbeing \|d Cambridge : Cambride University Press, 2023 \|g 1(2023), 2 vom: Juli, Seite 403-429 \|h Online-Ressource \|w (DE-627)1850835144 \|w (DE-600)3160809-7 \|x 2753-3212 \|7 nnns
773	1	8	\|g volume:1 \|g year:2023 \|g number:2 \|g month:07 \|g pages:403-429
856	4	0	\|u https://www.cambridge.org/core/services/aop-cambridge-core/content/view/BD0877469C35B18F047FEC8EE417336B/S2753321223000151a.pdf/financial_literacy_and_financial_wellbeing_evidence_from_peru_and_uruguay.pdf \|x Verlag \|z kostenfrei
856	4	0	\|u https://doi.org/10.1017/flw.2023.15 \|x Resolving-System \|z kostenfrei
912			\|a GBV_USEFLAG_U
912			\|a GBV_ILN_26
912			\|a ISIL_DE-206
912			\|a SYSFLAG_1
912			\|a GBV_KXP
912			\|a GBV_ILN_11
912			\|a GBV_ILN_20
912			\|a GBV_ILN_22
912			\|a GBV_ILN_23
912			\|a GBV_ILN_24
912			\|a GBV_ILN_31
912			\|a GBV_ILN_39
912			\|a GBV_ILN_40
912			\|a GBV_ILN_60
912			\|a GBV_ILN_62
912			\|a GBV_ILN_63
912			\|a GBV_ILN_65
912			\|a GBV_ILN_69
912			\|a GBV_ILN_70
912			\|a GBV_ILN_73
912			\|a GBV_ILN_95
912			\|a GBV_ILN_105
912			\|a GBV_ILN_110
912			\|a GBV_ILN_151
912			\|a GBV_ILN_161
912			\|a GBV_ILN_206
912			\|a GBV_ILN_213
912			\|a GBV_ILN_230
912			\|a GBV_ILN_285
912			\|a GBV_ILN_293
912			\|a GBV_ILN_370
912			\|a GBV_ILN_374
912			\|a GBV_ILN_602
912			\|a GBV_ILN_2014
912			\|a GBV_ILN_4012
912			\|a GBV_ILN_4037
912			\|a GBV_ILN_4112
912			\|a GBV_ILN_4125
912			\|a GBV_ILN_4126
912			\|a GBV_ILN_4249
912			\|a GBV_ILN_4305
912			\|a GBV_ILN_4306
912			\|a GBV_ILN_4307
912			\|a GBV_ILN_4313
912			\|a GBV_ILN_4322
912			\|a GBV_ILN_4323
912			\|a GBV_ILN_4324
912			\|a GBV_ILN_4325
912			\|a GBV_ILN_4326
912			\|a GBV_ILN_4335
912			\|a GBV_ILN_4338
912			\|a GBV_ILN_4367
912			\|a GBV_ILN_4700
912			\|a GBV_ILN_2403
912			\|a GBV_ILN_2403
912			\|a ISIL_DE-LFER
951			\|a AR
952			\|d 1 \|j 2023 \|e 2 \|c 7 \|h 403-429
980			\|2 26 \|1 01 \|x 0206 \|b 4513547596 \|y x1z \|z 19-04-24
980			\|2 2403 \|1 01 \|x DE-LFER \|b 4521187374 \|c 00 \|f --%%-- \|d --%%-- \|e n \|j --%%-- \|y l01 \|z 07-05-24
981			\|2 2403 \|1 01 \|x DE-LFER \|r https://doi.org/10.1017/flw.2023.15
981			\|2 2403 \|1 01 \|x DE-LFER \|r https://www.cambridge.org/core/services/aop-cambridge-core/content/view/BD0877469C35B18F047FEC8EE417336B/S2753321223000151a.pdf/financial_literacy_and_financial_wellbeing_evidence_from_peru_and_uruguay.pdf

Indexfelder

author_variant	c e m cem a d m m adm admm p c pc
matchkey_str	article:27533212:2023----::iacaltrcadiac
hierarchy_sort_str	2023
publishDate	2023
allfields	10.1017/flw.2023.15 doi (DE-627)1886270090 (DE-599)KXP1886270090 DE-627 ger DE-627 rda eng G53 jelc Estrada-Mejia, Catalina verfasserin (DE-588)1282309412 (DE-627)1837955786 aut Financial literacy and financial wellbeing evidence from Peru and Uruguay Catalina Estrada-Mejia, Diana Mejía and Paula Córdoba 2023 Text txt rdacontent Computermedien c rdamedia Online-Ressource cr rdacarrier DE-206 Open Access Controlled Vocabulary for Access Rights http://purl.org/coar/access_right/c_abf2 In this paper, we provide an analysis of financial literacy in Peru and Uruguay. We find that the knowledge of simple concepts at the basis of financial decision-making is low in both countries. Not only is financial illiteracy widespread, but it is particularly acute among women, rural populations, the less educated, low-income people, the self-employed, the not employed, younger people (in the case of Peru), and older people (in the case of Uruguay). We also find that financial literacy is linked to measures of financial wellbeing: those who are financially literate are more likely to be able to save and plan for retirement in both countries. In addition, we find a relationship between knowledge of specific concepts and key financial behaviors. Lastly, we find a relationship between financial literacy and financial resilience DE-206 Namensnennung - Nicht kommerziell - Keine Bearbeitungen 4.0 International CC BY-NC-ND 4.0 cc https://creativecommons.org/licenses/by-nc-nd/4.0/ financial capability (dpeaa)DE-206 financial literacy (dpeaa)DE-206 Latin America (dpeaa)DE-206 pensions (dpeaa)DE-206 retirement (dpeaa)DE-206 saving (dpeaa)DE-206 Mejía Anzola, Diana Margarita verfasserin (DE-588)1046476408 (DE-627)776495003 (DE-576)39982992X aut Córdoba, Paula verfasserin aut Enthalten in Journal of financial literacy and wellbeing Cambridge : Cambride University Press, 2023 1(2023), 2 vom: Juli, Seite 403-429 Online-Ressource (DE-627)1850835144 (DE-600)3160809-7 2753-3212 nnns volume:1 year:2023 number:2 month:07 pages:403-429 https://www.cambridge.org/core/services/aop-cambridge-core/content/view/BD0877469C35B18F047FEC8EE417336B/S2753321223000151a.pdf/financial_literacy_and_financial_wellbeing_evidence_from_peru_and_uruguay.pdf Verlag kostenfrei https://doi.org/10.1017/flw.2023.15 Resolving-System kostenfrei GBV_USEFLAG_U GBV_ILN_26 ISIL_DE-206 SYSFLAG_1 GBV_KXP GBV_ILN_11 GBV_ILN_20 GBV_ILN_22 GBV_ILN_23 GBV_ILN_24 GBV_ILN_31 GBV_ILN_39 GBV_ILN_40 GBV_ILN_60 GBV_ILN_62 GBV_ILN_63 GBV_ILN_65 GBV_ILN_69 GBV_ILN_70 GBV_ILN_73 GBV_ILN_95 GBV_ILN_105 GBV_ILN_110 GBV_ILN_151 GBV_ILN_161 GBV_ILN_206 GBV_ILN_213 GBV_ILN_230 GBV_ILN_285 GBV_ILN_293 GBV_ILN_370 GBV_ILN_374 GBV_ILN_602 GBV_ILN_2014 GBV_ILN_4012 GBV_ILN_4037 GBV_ILN_4112 GBV_ILN_4125 GBV_ILN_4126 GBV_ILN_4249 GBV_ILN_4305 GBV_ILN_4306 GBV_ILN_4307 GBV_ILN_4313 GBV_ILN_4322 GBV_ILN_4323 GBV_ILN_4324 GBV_ILN_4325 GBV_ILN_4326 GBV_ILN_4335 GBV_ILN_4338 GBV_ILN_4367 GBV_ILN_4700 GBV_ILN_2403 GBV_ILN_2403 ISIL_DE-LFER AR 1 2023 2 7 403-429 26 01 0206 4513547596 x1z 19-04-24 2403 01 DE-LFER 4521187374 00 --%%-- --%%-- n --%%-- l01 07-05-24 2403 01 DE-LFER https://doi.org/10.1017/flw.2023.15 2403 01 DE-LFER https://www.cambridge.org/core/services/aop-cambridge-core/content/view/BD0877469C35B18F047FEC8EE417336B/S2753321223000151a.pdf/financial_literacy_and_financial_wellbeing_evidence_from_peru_and_uruguay.pdf
spelling	10.1017/flw.2023.15 doi (DE-627)1886270090 (DE-599)KXP1886270090 DE-627 ger DE-627 rda eng G53 jelc Estrada-Mejia, Catalina verfasserin (DE-588)1282309412 (DE-627)1837955786 aut Financial literacy and financial wellbeing evidence from Peru and Uruguay Catalina Estrada-Mejia, Diana Mejía and Paula Córdoba 2023 Text txt rdacontent Computermedien c rdamedia Online-Ressource cr rdacarrier DE-206 Open Access Controlled Vocabulary for Access Rights http://purl.org/coar/access_right/c_abf2 In this paper, we provide an analysis of financial literacy in Peru and Uruguay. We find that the knowledge of simple concepts at the basis of financial decision-making is low in both countries. Not only is financial illiteracy widespread, but it is particularly acute among women, rural populations, the less educated, low-income people, the self-employed, the not employed, younger people (in the case of Peru), and older people (in the case of Uruguay). We also find that financial literacy is linked to measures of financial wellbeing: those who are financially literate are more likely to be able to save and plan for retirement in both countries. In addition, we find a relationship between knowledge of specific concepts and key financial behaviors. Lastly, we find a relationship between financial literacy and financial resilience DE-206 Namensnennung - Nicht kommerziell - Keine Bearbeitungen 4.0 International CC BY-NC-ND 4.0 cc https://creativecommons.org/licenses/by-nc-nd/4.0/ financial capability (dpeaa)DE-206 financial literacy (dpeaa)DE-206 Latin America (dpeaa)DE-206 pensions (dpeaa)DE-206 retirement (dpeaa)DE-206 saving (dpeaa)DE-206 Mejía Anzola, Diana Margarita verfasserin (DE-588)1046476408 (DE-627)776495003 (DE-576)39982992X aut Córdoba, Paula verfasserin aut Enthalten in Journal of financial literacy and wellbeing Cambridge : Cambride University Press, 2023 1(2023), 2 vom: Juli, Seite 403-429 Online-Ressource (DE-627)1850835144 (DE-600)3160809-7 2753-3212 nnns volume:1 year:2023 number:2 month:07 pages:403-429 https://www.cambridge.org/core/services/aop-cambridge-core/content/view/BD0877469C35B18F047FEC8EE417336B/S2753321223000151a.pdf/financial_literacy_and_financial_wellbeing_evidence_from_peru_and_uruguay.pdf Verlag kostenfrei https://doi.org/10.1017/flw.2023.15 Resolving-System kostenfrei GBV_USEFLAG_U GBV_ILN_26 ISIL_DE-206 SYSFLAG_1 GBV_KXP GBV_ILN_11 GBV_ILN_20 GBV_ILN_22 GBV_ILN_23 GBV_ILN_24 GBV_ILN_31 GBV_ILN_39 GBV_ILN_40 GBV_ILN_60 GBV_ILN_62 GBV_ILN_63 GBV_ILN_65 GBV_ILN_69 GBV_ILN_70 GBV_ILN_73 GBV_ILN_95 GBV_ILN_105 GBV_ILN_110 GBV_ILN_151 GBV_ILN_161 GBV_ILN_206 GBV_ILN_213 GBV_ILN_230 GBV_ILN_285 GBV_ILN_293 GBV_ILN_370 GBV_ILN_374 GBV_ILN_602 GBV_ILN_2014 GBV_ILN_4012 GBV_ILN_4037 GBV_ILN_4112 GBV_ILN_4125 GBV_ILN_4126 GBV_ILN_4249 GBV_ILN_4305 GBV_ILN_4306 GBV_ILN_4307 GBV_ILN_4313 GBV_ILN_4322 GBV_ILN_4323 GBV_ILN_4324 GBV_ILN_4325 GBV_ILN_4326 GBV_ILN_4335 GBV_ILN_4338 GBV_ILN_4367 GBV_ILN_4700 GBV_ILN_2403 GBV_ILN_2403 ISIL_DE-LFER AR 1 2023 2 7 403-429 26 01 0206 4513547596 x1z 19-04-24 2403 01 DE-LFER 4521187374 00 --%%-- --%%-- n --%%-- l01 07-05-24 2403 01 DE-LFER https://doi.org/10.1017/flw.2023.15 2403 01 DE-LFER https://www.cambridge.org/core/services/aop-cambridge-core/content/view/BD0877469C35B18F047FEC8EE417336B/S2753321223000151a.pdf/financial_literacy_and_financial_wellbeing_evidence_from_peru_and_uruguay.pdf
allfields_unstemmed	10.1017/flw.2023.15 doi (DE-627)1886270090 (DE-599)KXP1886270090 DE-627 ger DE-627 rda eng G53 jelc Estrada-Mejia, Catalina verfasserin (DE-588)1282309412 (DE-627)1837955786 aut Financial literacy and financial wellbeing evidence from Peru and Uruguay Catalina Estrada-Mejia, Diana Mejía and Paula Córdoba 2023 Text txt rdacontent Computermedien c rdamedia Online-Ressource cr rdacarrier DE-206 Open Access Controlled Vocabulary for Access Rights http://purl.org/coar/access_right/c_abf2 In this paper, we provide an analysis of financial literacy in Peru and Uruguay. We find that the knowledge of simple concepts at the basis of financial decision-making is low in both countries. Not only is financial illiteracy widespread, but it is particularly acute among women, rural populations, the less educated, low-income people, the self-employed, the not employed, younger people (in the case of Peru), and older people (in the case of Uruguay). We also find that financial literacy is linked to measures of financial wellbeing: those who are financially literate are more likely to be able to save and plan for retirement in both countries. In addition, we find a relationship between knowledge of specific concepts and key financial behaviors. Lastly, we find a relationship between financial literacy and financial resilience DE-206 Namensnennung - Nicht kommerziell - Keine Bearbeitungen 4.0 International CC BY-NC-ND 4.0 cc https://creativecommons.org/licenses/by-nc-nd/4.0/ financial capability (dpeaa)DE-206 financial literacy (dpeaa)DE-206 Latin America (dpeaa)DE-206 pensions (dpeaa)DE-206 retirement (dpeaa)DE-206 saving (dpeaa)DE-206 Mejía Anzola, Diana Margarita verfasserin (DE-588)1046476408 (DE-627)776495003 (DE-576)39982992X aut Córdoba, Paula verfasserin aut Enthalten in Journal of financial literacy and wellbeing Cambridge : Cambride University Press, 2023 1(2023), 2 vom: Juli, Seite 403-429 Online-Ressource (DE-627)1850835144 (DE-600)3160809-7 2753-3212 nnns volume:1 year:2023 number:2 month:07 pages:403-429 https://www.cambridge.org/core/services/aop-cambridge-core/content/view/BD0877469C35B18F047FEC8EE417336B/S2753321223000151a.pdf/financial_literacy_and_financial_wellbeing_evidence_from_peru_and_uruguay.pdf Verlag kostenfrei https://doi.org/10.1017/flw.2023.15 Resolving-System kostenfrei GBV_USEFLAG_U GBV_ILN_26 ISIL_DE-206 SYSFLAG_1 GBV_KXP GBV_ILN_11 GBV_ILN_20 GBV_ILN_22 GBV_ILN_23 GBV_ILN_24 GBV_ILN_31 GBV_ILN_39 GBV_ILN_40 GBV_ILN_60 GBV_ILN_62 GBV_ILN_63 GBV_ILN_65 GBV_ILN_69 GBV_ILN_70 GBV_ILN_73 GBV_ILN_95 GBV_ILN_105 GBV_ILN_110 GBV_ILN_151 GBV_ILN_161 GBV_ILN_206 GBV_ILN_213 GBV_ILN_230 GBV_ILN_285 GBV_ILN_293 GBV_ILN_370 GBV_ILN_374 GBV_ILN_602 GBV_ILN_2014 GBV_ILN_4012 GBV_ILN_4037 GBV_ILN_4112 GBV_ILN_4125 GBV_ILN_4126 GBV_ILN_4249 GBV_ILN_4305 GBV_ILN_4306 GBV_ILN_4307 GBV_ILN_4313 GBV_ILN_4322 GBV_ILN_4323 GBV_ILN_4324 GBV_ILN_4325 GBV_ILN_4326 GBV_ILN_4335 GBV_ILN_4338 GBV_ILN_4367 GBV_ILN_4700 GBV_ILN_2403 GBV_ILN_2403 ISIL_DE-LFER AR 1 2023 2 7 403-429 26 01 0206 4513547596 x1z 19-04-24 2403 01 DE-LFER 4521187374 00 --%%-- --%%-- n --%%-- l01 07-05-24 2403 01 DE-LFER https://doi.org/10.1017/flw.2023.15 2403 01 DE-LFER https://www.cambridge.org/core/services/aop-cambridge-core/content/view/BD0877469C35B18F047FEC8EE417336B/S2753321223000151a.pdf/financial_literacy_and_financial_wellbeing_evidence_from_peru_and_uruguay.pdf
allfieldsGer	10.1017/flw.2023.15 doi (DE-627)1886270090 (DE-599)KXP1886270090 DE-627 ger DE-627 rda eng G53 jelc Estrada-Mejia, Catalina verfasserin (DE-588)1282309412 (DE-627)1837955786 aut Financial literacy and financial wellbeing evidence from Peru and Uruguay Catalina Estrada-Mejia, Diana Mejía and Paula Córdoba 2023 Text txt rdacontent Computermedien c rdamedia Online-Ressource cr rdacarrier DE-206 Open Access Controlled Vocabulary for Access Rights http://purl.org/coar/access_right/c_abf2 In this paper, we provide an analysis of financial literacy in Peru and Uruguay. We find that the knowledge of simple concepts at the basis of financial decision-making is low in both countries. Not only is financial illiteracy widespread, but it is particularly acute among women, rural populations, the less educated, low-income people, the self-employed, the not employed, younger people (in the case of Peru), and older people (in the case of Uruguay). We also find that financial literacy is linked to measures of financial wellbeing: those who are financially literate are more likely to be able to save and plan for retirement in both countries. In addition, we find a relationship between knowledge of specific concepts and key financial behaviors. Lastly, we find a relationship between financial literacy and financial resilience DE-206 Namensnennung - Nicht kommerziell - Keine Bearbeitungen 4.0 International CC BY-NC-ND 4.0 cc https://creativecommons.org/licenses/by-nc-nd/4.0/ financial capability (dpeaa)DE-206 financial literacy (dpeaa)DE-206 Latin America (dpeaa)DE-206 pensions (dpeaa)DE-206 retirement (dpeaa)DE-206 saving (dpeaa)DE-206 Mejía Anzola, Diana Margarita verfasserin (DE-588)1046476408 (DE-627)776495003 (DE-576)39982992X aut Córdoba, Paula verfasserin aut Enthalten in Journal of financial literacy and wellbeing Cambridge : Cambride University Press, 2023 1(2023), 2 vom: Juli, Seite 403-429 Online-Ressource (DE-627)1850835144 (DE-600)3160809-7 2753-3212 nnns volume:1 year:2023 number:2 month:07 pages:403-429 https://www.cambridge.org/core/services/aop-cambridge-core/content/view/BD0877469C35B18F047FEC8EE417336B/S2753321223000151a.pdf/financial_literacy_and_financial_wellbeing_evidence_from_peru_and_uruguay.pdf Verlag kostenfrei https://doi.org/10.1017/flw.2023.15 Resolving-System kostenfrei GBV_USEFLAG_U GBV_ILN_26 ISIL_DE-206 SYSFLAG_1 GBV_KXP GBV_ILN_11 GBV_ILN_20 GBV_ILN_22 GBV_ILN_23 GBV_ILN_24 GBV_ILN_31 GBV_ILN_39 GBV_ILN_40 GBV_ILN_60 GBV_ILN_62 GBV_ILN_63 GBV_ILN_65 GBV_ILN_69 GBV_ILN_70 GBV_ILN_73 GBV_ILN_95 GBV_ILN_105 GBV_ILN_110 GBV_ILN_151 GBV_ILN_161 GBV_ILN_206 GBV_ILN_213 GBV_ILN_230 GBV_ILN_285 GBV_ILN_293 GBV_ILN_370 GBV_ILN_374 GBV_ILN_602 GBV_ILN_2014 GBV_ILN_4012 GBV_ILN_4037 GBV_ILN_4112 GBV_ILN_4125 GBV_ILN_4126 GBV_ILN_4249 GBV_ILN_4305 GBV_ILN_4306 GBV_ILN_4307 GBV_ILN_4313 GBV_ILN_4322 GBV_ILN_4323 GBV_ILN_4324 GBV_ILN_4325 GBV_ILN_4326 GBV_ILN_4335 GBV_ILN_4338 GBV_ILN_4367 GBV_ILN_4700 GBV_ILN_2403 GBV_ILN_2403 ISIL_DE-LFER AR 1 2023 2 7 403-429 26 01 0206 4513547596 x1z 19-04-24 2403 01 DE-LFER 4521187374 00 --%%-- --%%-- n --%%-- l01 07-05-24 2403 01 DE-LFER https://doi.org/10.1017/flw.2023.15 2403 01 DE-LFER https://www.cambridge.org/core/services/aop-cambridge-core/content/view/BD0877469C35B18F047FEC8EE417336B/S2753321223000151a.pdf/financial_literacy_and_financial_wellbeing_evidence_from_peru_and_uruguay.pdf
allfieldsSound	10.1017/flw.2023.15 doi (DE-627)1886270090 (DE-599)KXP1886270090 DE-627 ger DE-627 rda eng G53 jelc Estrada-Mejia, Catalina verfasserin (DE-588)1282309412 (DE-627)1837955786 aut Financial literacy and financial wellbeing evidence from Peru and Uruguay Catalina Estrada-Mejia, Diana Mejía and Paula Córdoba 2023 Text txt rdacontent Computermedien c rdamedia Online-Ressource cr rdacarrier DE-206 Open Access Controlled Vocabulary for Access Rights http://purl.org/coar/access_right/c_abf2 In this paper, we provide an analysis of financial literacy in Peru and Uruguay. We find that the knowledge of simple concepts at the basis of financial decision-making is low in both countries. Not only is financial illiteracy widespread, but it is particularly acute among women, rural populations, the less educated, low-income people, the self-employed, the not employed, younger people (in the case of Peru), and older people (in the case of Uruguay). We also find that financial literacy is linked to measures of financial wellbeing: those who are financially literate are more likely to be able to save and plan for retirement in both countries. In addition, we find a relationship between knowledge of specific concepts and key financial behaviors. Lastly, we find a relationship between financial literacy and financial resilience DE-206 Namensnennung - Nicht kommerziell - Keine Bearbeitungen 4.0 International CC BY-NC-ND 4.0 cc https://creativecommons.org/licenses/by-nc-nd/4.0/ financial capability (dpeaa)DE-206 financial literacy (dpeaa)DE-206 Latin America (dpeaa)DE-206 pensions (dpeaa)DE-206 retirement (dpeaa)DE-206 saving (dpeaa)DE-206 Mejía Anzola, Diana Margarita verfasserin (DE-588)1046476408 (DE-627)776495003 (DE-576)39982992X aut Córdoba, Paula verfasserin aut Enthalten in Journal of financial literacy and wellbeing Cambridge : Cambride University Press, 2023 1(2023), 2 vom: Juli, Seite 403-429 Online-Ressource (DE-627)1850835144 (DE-600)3160809-7 2753-3212 nnns volume:1 year:2023 number:2 month:07 pages:403-429 https://www.cambridge.org/core/services/aop-cambridge-core/content/view/BD0877469C35B18F047FEC8EE417336B/S2753321223000151a.pdf/financial_literacy_and_financial_wellbeing_evidence_from_peru_and_uruguay.pdf Verlag kostenfrei https://doi.org/10.1017/flw.2023.15 Resolving-System kostenfrei GBV_USEFLAG_U GBV_ILN_26 ISIL_DE-206 SYSFLAG_1 GBV_KXP GBV_ILN_11 GBV_ILN_20 GBV_ILN_22 GBV_ILN_23 GBV_ILN_24 GBV_ILN_31 GBV_ILN_39 GBV_ILN_40 GBV_ILN_60 GBV_ILN_62 GBV_ILN_63 GBV_ILN_65 GBV_ILN_69 GBV_ILN_70 GBV_ILN_73 GBV_ILN_95 GBV_ILN_105 GBV_ILN_110 GBV_ILN_151 GBV_ILN_161 GBV_ILN_206 GBV_ILN_213 GBV_ILN_230 GBV_ILN_285 GBV_ILN_293 GBV_ILN_370 GBV_ILN_374 GBV_ILN_602 GBV_ILN_2014 GBV_ILN_4012 GBV_ILN_4037 GBV_ILN_4112 GBV_ILN_4125 GBV_ILN_4126 GBV_ILN_4249 GBV_ILN_4305 GBV_ILN_4306 GBV_ILN_4307 GBV_ILN_4313 GBV_ILN_4322 GBV_ILN_4323 GBV_ILN_4324 GBV_ILN_4325 GBV_ILN_4326 GBV_ILN_4335 GBV_ILN_4338 GBV_ILN_4367 GBV_ILN_4700 GBV_ILN_2403 GBV_ILN_2403 ISIL_DE-LFER AR 1 2023 2 7 403-429 26 01 0206 4513547596 x1z 19-04-24 2403 01 DE-LFER 4521187374 00 --%%-- --%%-- n --%%-- l01 07-05-24 2403 01 DE-LFER https://doi.org/10.1017/flw.2023.15 2403 01 DE-LFER https://www.cambridge.org/core/services/aop-cambridge-core/content/view/BD0877469C35B18F047FEC8EE417336B/S2753321223000151a.pdf/financial_literacy_and_financial_wellbeing_evidence_from_peru_and_uruguay.pdf
language	English
source	Enthalten in Journal of financial literacy and wellbeing 1(2023), 2 vom: Juli, Seite 403-429 volume:1 year:2023 number:2 month:07 pages:403-429
sourceStr	Enthalten in Journal of financial literacy and wellbeing 1(2023), 2 vom: Juli, Seite 403-429 volume:1 year:2023 number:2 month:07 pages:403-429
format_phy_str_mv	Article
building	26:1 2403:0
institution	findex.gbv.de
selectbib_iln_str_mv	26@1z 2403@01
topic_facet	financial capability financial literacy Latin America pensions retirement saving
isfreeaccess_bool	true
container_title	Journal of financial literacy and wellbeing
authorswithroles_txt_mv	Estrada-Mejia, Catalina @@aut@@ Mejía Anzola, Diana Margarita @@aut@@ Córdoba, Paula @@aut@@
publishDateDaySort_date	2023-07-01T00:00:00Z
hierarchy_top_id	1850835144
id	1886270090
language_de	englisch
fullrecord	<?xml version="1.0" encoding="UTF-8"?><collection xmlns="http://www.loc.gov/MARC21/slim"><record><leader>01000naa a2200265 4500</leader><controlfield tag="001">1886270090</controlfield><controlfield tag="003">DE-627</controlfield><controlfield tag="005">20240419081834.0</controlfield><controlfield tag="007">cr uuu---uuuuu</controlfield><controlfield tag="008">240419s2023 xx \|\|\|\|\|o 00\| \|\|eng c</controlfield><datafield tag="024" ind1="7" ind2=" "><subfield code="a">10.1017/flw.2023.15</subfield><subfield code="2">doi</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(DE-627)1886270090</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(DE-599)KXP1886270090</subfield></datafield><datafield tag="040" ind1=" " ind2=" "><subfield code="a">DE-627</subfield><subfield code="b">ger</subfield><subfield code="c">DE-627</subfield><subfield code="e">rda</subfield></datafield><datafield tag="041" ind1=" " ind2=" "><subfield code="a">eng</subfield></datafield><datafield tag="084" ind1=" " ind2=" "><subfield code="a">G53</subfield><subfield code="2">jelc</subfield></datafield><datafield tag="100" ind1="1" ind2=" "><subfield code="a">Estrada-Mejia, Catalina</subfield><subfield code="e">verfasserin</subfield><subfield code="0">(DE-588)1282309412</subfield><subfield code="0">(DE-627)1837955786</subfield><subfield code="4">aut</subfield></datafield><datafield tag="245" ind1="1" ind2="0"><subfield code="a">Financial literacy and financial wellbeing</subfield><subfield code="b">evidence from Peru and Uruguay</subfield><subfield code="c">Catalina Estrada-Mejia, Diana Mejía and Paula Córdoba</subfield></datafield><datafield tag="264" ind1=" " ind2="1"><subfield code="c">2023</subfield></datafield><datafield tag="336" ind1=" " ind2=" "><subfield code="a">Text</subfield><subfield code="b">txt</subfield><subfield code="2">rdacontent</subfield></datafield><datafield tag="337" ind1=" " ind2=" "><subfield code="a">Computermedien</subfield><subfield code="b">c</subfield><subfield code="2">rdamedia</subfield></datafield><datafield tag="338" ind1=" " ind2=" "><subfield code="a">Online-Ressource</subfield><subfield code="b">cr</subfield><subfield code="2">rdacarrier</subfield></datafield><datafield tag="506" ind1="0" ind2=" "><subfield code="q">DE-206</subfield><subfield code="a">Open Access</subfield><subfield code="e">Controlled Vocabulary for Access Rights</subfield><subfield code="u">http://purl.org/coar/access_right/c_abf2</subfield></datafield><datafield tag="520" ind1=" " ind2=" "><subfield code="a">In this paper, we provide an analysis of financial literacy in Peru and Uruguay. We find that the knowledge of simple concepts at the basis of financial decision-making is low in both countries. Not only is financial illiteracy widespread, but it is particularly acute among women, rural populations, the less educated, low-income people, the self-employed, the not employed, younger people (in the case of Peru), and older people (in the case of Uruguay). We also find that financial literacy is linked to measures of financial wellbeing: those who are financially literate are more likely to be able to save and plan for retirement in both countries. In addition, we find a relationship between knowledge of specific concepts and key financial behaviors. Lastly, we find a relationship between financial literacy and financial resilience</subfield></datafield><datafield tag="540" ind1=" " ind2=" "><subfield code="q">DE-206</subfield><subfield code="a">Namensnennung - Nicht kommerziell - Keine Bearbeitungen 4.0 International</subfield><subfield code="f">CC BY-NC-ND 4.0</subfield><subfield code="2">cc</subfield><subfield code="u">https://creativecommons.org/licenses/by-nc-nd/4.0/</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">financial capability</subfield><subfield code="7">(dpeaa)DE-206</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">financial literacy</subfield><subfield code="7">(dpeaa)DE-206</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Latin America</subfield><subfield code="7">(dpeaa)DE-206</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">pensions</subfield><subfield code="7">(dpeaa)DE-206</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">retirement</subfield><subfield code="7">(dpeaa)DE-206</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">saving</subfield><subfield code="7">(dpeaa)DE-206</subfield></datafield><datafield tag="700" ind1="1" ind2=" "><subfield code="a">Mejía Anzola, Diana Margarita</subfield><subfield code="e">verfasserin</subfield><subfield code="0">(DE-588)1046476408</subfield><subfield code="0">(DE-627)776495003</subfield><subfield code="0">(DE-576)39982992X</subfield><subfield code="4">aut</subfield></datafield><datafield tag="700" ind1="1" ind2=" "><subfield code="a">Córdoba, Paula</subfield><subfield code="e">verfasserin</subfield><subfield code="4">aut</subfield></datafield><datafield tag="773" ind1="0" ind2="8"><subfield code="i">Enthalten in</subfield><subfield code="t">Journal of financial literacy and wellbeing</subfield><subfield code="d">Cambridge : Cambride University Press, 2023</subfield><subfield code="g">1(2023), 2 vom: Juli, Seite 403-429</subfield><subfield code="h">Online-Ressource</subfield><subfield code="w">(DE-627)1850835144</subfield><subfield code="w">(DE-600)3160809-7</subfield><subfield code="x">2753-3212</subfield><subfield code="7">nnns</subfield></datafield><datafield tag="773" ind1="1" ind2="8"><subfield code="g">volume:1</subfield><subfield code="g">year:2023</subfield><subfield code="g">number:2</subfield><subfield code="g">month:07</subfield><subfield code="g">pages:403-429</subfield></datafield><datafield tag="856" ind1="4" ind2="0"><subfield code="u">https://www.cambridge.org/core/services/aop-cambridge-core/content/view/BD0877469C35B18F047FEC8EE417336B/S2753321223000151a.pdf/financial_literacy_and_financial_wellbeing_evidence_from_peru_and_uruguay.pdf</subfield><subfield code="x">Verlag</subfield><subfield code="z">kostenfrei</subfield></datafield><datafield tag="856" ind1="4" ind2="0"><subfield code="u">https://doi.org/10.1017/flw.2023.15</subfield><subfield code="x">Resolving-System</subfield><subfield code="z">kostenfrei</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_USEFLAG_U</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_26</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">ISIL_DE-206</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">SYSFLAG_1</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_KXP</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_11</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_20</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_22</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_23</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_24</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_31</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_39</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_40</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_60</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_62</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_63</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_65</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_69</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_70</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_73</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_95</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_105</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_110</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_151</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_161</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_206</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_213</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_230</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_285</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_293</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_370</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_374</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_602</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_2014</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4012</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4037</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4112</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4125</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4126</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4249</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4305</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4306</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4307</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4313</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4322</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4323</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4324</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4325</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4326</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4335</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4338</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4367</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4700</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_2403</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_2403</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">ISIL_DE-LFER</subfield></datafield><datafield tag="951" ind1=" " ind2=" "><subfield code="a">AR</subfield></datafield><datafield tag="952" ind1=" " ind2=" "><subfield code="d">1</subfield><subfield code="j">2023</subfield><subfield code="e">2</subfield><subfield code="c">7</subfield><subfield code="h">403-429</subfield></datafield><datafield tag="980" ind1=" " ind2=" "><subfield code="2">26</subfield><subfield code="1">01</subfield><subfield code="x">0206</subfield><subfield code="b">4513547596</subfield><subfield code="y">x1z</subfield><subfield code="z">19-04-24</subfield></datafield><datafield tag="980" ind1=" " ind2=" "><subfield code="2">2403</subfield><subfield code="1">01</subfield><subfield code="x">DE-LFER</subfield><subfield code="b">4521187374</subfield><subfield code="c">00</subfield><subfield code="f">--%%--</subfield><subfield code="d">--%%--</subfield><subfield code="e">n</subfield><subfield code="j">--%%--</subfield><subfield code="y">l01</subfield><subfield code="z">07-05-24</subfield></datafield><datafield tag="981" ind1=" " ind2=" "><subfield code="2">2403</subfield><subfield code="1">01</subfield><subfield code="x">DE-LFER</subfield><subfield code="r">https://doi.org/10.1017/flw.2023.15</subfield></datafield><datafield tag="981" ind1=" " ind2=" "><subfield code="2">2403</subfield><subfield code="1">01</subfield><subfield code="x">DE-LFER</subfield><subfield code="r">https://www.cambridge.org/core/services/aop-cambridge-core/content/view/BD0877469C35B18F047FEC8EE417336B/S2753321223000151a.pdf/financial_literacy_and_financial_wellbeing_evidence_from_peru_and_uruguay.pdf</subfield></datafield></record></collection>
standort_str_mv	--%%--
standort_iln_str_mv	2403:--%%-- DE-LFER:--%%--
author	Estrada-Mejia, Catalina
spellingShingle	Estrada-Mejia, Catalina jelc G53 misc financial capability misc financial literacy misc Latin America misc pensions misc retirement misc saving Financial literacy and financial wellbeing evidence from Peru and Uruguay
authorStr	Estrada-Mejia, Catalina
ppnlink_with_tag_str_mv	@@773@@(DE-627)1850835144
format	electronic Article
delete_txt_mv	keep
author_role	aut aut aut
typewithnormlink_str_mv	DifferentiatedPerson@(DE-588)1282309412 Person@(DE-588)1282309412 DifferentiatedPerson@(DE-588)1046476408 Person@(DE-588)1046476408
collection	KXP GVK SWB
remote_str	true
last_changed_iln_str_mv	26@19-04-24 2403@07-05-24
illustrated	Not Illustrated
issn	2753-3212
topic_title	G53 jelc Financial literacy and financial wellbeing evidence from Peru and Uruguay Catalina Estrada-Mejia, Diana Mejía and Paula Córdoba financial capability (dpeaa)DE-206 financial literacy (dpeaa)DE-206 Latin America (dpeaa)DE-206 pensions (dpeaa)DE-206 retirement (dpeaa)DE-206 saving (dpeaa)DE-206
topic	jelc G53 misc financial capability misc financial literacy misc Latin America misc pensions misc retirement misc saving
topic_unstemmed	jelc G53 misc financial capability misc financial literacy misc Latin America misc pensions misc retirement misc saving
topic_browse	jelc G53 misc financial capability misc financial literacy misc Latin America misc pensions misc retirement misc saving
format_facet	Elektronische Aufsätze Aufsätze Elektronische Ressource
standort_txtP_mv	--%%--
format_main_str_mv	Text Zeitschrift/Artikel
carriertype_str_mv	cr
hierarchy_parent_title	Journal of financial literacy and wellbeing
normlinkwithtype_str_mv	(DE-588)1282309412@DifferentiatedPerson (DE-588)1282309412@Person (DE-588)1046476408@DifferentiatedPerson (DE-588)1046476408@Person
hierarchy_parent_id	1850835144
signature	--%%--
signature_str_mv	--%%--
hierarchy_top_title	Journal of financial literacy and wellbeing
isfreeaccess_txt	true
familylinks_str_mv	(DE-627)1850835144 (DE-600)3160809-7
normlinkwithrole_str_mv	(DE-588)1282309412@@aut@@ (DE-588)1046476408@@aut@@
title	Financial literacy and financial wellbeing evidence from Peru and Uruguay
ctrlnum	(DE-627)1886270090 (DE-599)KXP1886270090
title_full	Financial literacy and financial wellbeing evidence from Peru and Uruguay Catalina Estrada-Mejia, Diana Mejía and Paula Córdoba
author_sort	Estrada-Mejia, Catalina
journal	Journal of financial literacy and wellbeing
journalStr	Journal of financial literacy and wellbeing
callnumber-first-code	-
lang_code	eng
isOA_bool	true
recordtype	marc
publishDateSort	2023
contenttype_str_mv	txt
container_start_page	403
author_browse	Estrada-Mejia, Catalina Mejía Anzola, Diana Margarita Córdoba, Paula
selectkey	26:x 2403:l
container_volume	1
class	G53 jelc
format_se	Elektronische Aufsätze
author-letter	Estrada-Mejia, Catalina
title_sub	evidence from Peru and Uruguay
doi_str_mv	10.1017/flw.2023.15
normlink	1282309412 1837955786 1046476408 776495003 39982992X
normlink_prefix_str_mv	(DE-588)1282309412 (DE-627)1837955786 (DE-588)1046476408 (DE-627)776495003 (DE-576)39982992X
author2-role	verfasserin
title_sort	financial literacy and financial wellbeingevidence from peru and uruguay
title_auth	Financial literacy and financial wellbeing evidence from Peru and Uruguay
abstract	In this paper, we provide an analysis of financial literacy in Peru and Uruguay. We find that the knowledge of simple concepts at the basis of financial decision-making is low in both countries. Not only is financial illiteracy widespread, but it is particularly acute among women, rural populations, the less educated, low-income people, the self-employed, the not employed, younger people (in the case of Peru), and older people (in the case of Uruguay). We also find that financial literacy is linked to measures of financial wellbeing: those who are financially literate are more likely to be able to save and plan for retirement in both countries. In addition, we find a relationship between knowledge of specific concepts and key financial behaviors. Lastly, we find a relationship between financial literacy and financial resilience
abstractGer	In this paper, we provide an analysis of financial literacy in Peru and Uruguay. We find that the knowledge of simple concepts at the basis of financial decision-making is low in both countries. Not only is financial illiteracy widespread, but it is particularly acute among women, rural populations, the less educated, low-income people, the self-employed, the not employed, younger people (in the case of Peru), and older people (in the case of Uruguay). We also find that financial literacy is linked to measures of financial wellbeing: those who are financially literate are more likely to be able to save and plan for retirement in both countries. In addition, we find a relationship between knowledge of specific concepts and key financial behaviors. Lastly, we find a relationship between financial literacy and financial resilience
abstract_unstemmed	In this paper, we provide an analysis of financial literacy in Peru and Uruguay. We find that the knowledge of simple concepts at the basis of financial decision-making is low in both countries. Not only is financial illiteracy widespread, but it is particularly acute among women, rural populations, the less educated, low-income people, the self-employed, the not employed, younger people (in the case of Peru), and older people (in the case of Uruguay). We also find that financial literacy is linked to measures of financial wellbeing: those who are financially literate are more likely to be able to save and plan for retirement in both countries. In addition, we find a relationship between knowledge of specific concepts and key financial behaviors. Lastly, we find a relationship between financial literacy and financial resilience
collection_details	GBV_USEFLAG_U GBV_ILN_26 ISIL_DE-206 SYSFLAG_1 GBV_KXP GBV_ILN_11 GBV_ILN_20 GBV_ILN_22 GBV_ILN_23 GBV_ILN_24 GBV_ILN_31 GBV_ILN_39 GBV_ILN_40 GBV_ILN_60 GBV_ILN_62 GBV_ILN_63 GBV_ILN_65 GBV_ILN_69 GBV_ILN_70 GBV_ILN_73 GBV_ILN_95 GBV_ILN_105 GBV_ILN_110 GBV_ILN_151 GBV_ILN_161 GBV_ILN_206 GBV_ILN_213 GBV_ILN_230 GBV_ILN_285 GBV_ILN_293 GBV_ILN_370 GBV_ILN_374 GBV_ILN_602 GBV_ILN_2014 GBV_ILN_4012 GBV_ILN_4037 GBV_ILN_4112 GBV_ILN_4125 GBV_ILN_4126 GBV_ILN_4249 GBV_ILN_4305 GBV_ILN_4306 GBV_ILN_4307 GBV_ILN_4313 GBV_ILN_4322 GBV_ILN_4323 GBV_ILN_4324 GBV_ILN_4325 GBV_ILN_4326 GBV_ILN_4335 GBV_ILN_4338 GBV_ILN_4367 GBV_ILN_4700 GBV_ILN_2403 ISIL_DE-LFER
container_issue	2
title_short	Financial literacy and financial wellbeing
url	https://www.cambridge.org/core/services/aop-cambridge-core/content/view/BD0877469C35B18F047FEC8EE417336B/S2753321223000151a.pdf/financial_literacy_and_financial_wellbeing_evidence_from_peru_and_uruguay.pdf https://doi.org/10.1017/flw.2023.15
ausleihindikator_str_mv	26 2403:n
rolewithnormlink_str_mv	@@aut@@(DE-588)1282309412 @@aut@@(DE-588)1046476408
remote_bool	true
author2	Mejía Anzola, Diana Margarita Córdoba, Paula
author2Str	Mejía Anzola, Diana Margarita Córdoba, Paula
ppnlink	1850835144
GND_str_mv	Estrada, Catalina Estrada Mejia, Catalina Estrada-Mejia, C. Mejia, Catalina Estrada Estrada-Mejia, Catalina Anzola, Diana Margarita Mejía Mejía, Diana Mejía Anzola, Diana Margarita
GND_txt_mv	Estrada, Catalina Estrada Mejia, Catalina Estrada-Mejia, C. Mejia, Catalina Estrada Estrada-Mejia, Catalina Anzola, Diana Margarita Mejía Mejía, Diana Mejía Anzola, Diana Margarita
GND_txtF_mv	Estrada, Catalina Estrada Mejia, Catalina Estrada-Mejia, C. Mejia, Catalina Estrada Estrada-Mejia, Catalina Anzola, Diana Margarita Mejía Mejía, Diana Mejía Anzola, Diana Margarita
mediatype_str_mv	c
isOA_txt	true
hochschulschrift_bool	false
doi_str	10.1017/flw.2023.15
callnumber-a	--%%--
up_date	2024-07-04T20:45:54.402Z
_version_	1803682792765128704
fullrecord_marcxml	<?xml version="1.0" encoding="UTF-8"?><collection xmlns="http://www.loc.gov/MARC21/slim"><record><leader>01000naa a2200265 4500</leader><controlfield tag="001">1886270090</controlfield><controlfield tag="003">DE-627</controlfield><controlfield tag="005">20240419081834.0</controlfield><controlfield tag="007">cr uuu---uuuuu</controlfield><controlfield tag="008">240419s2023 xx \|\|\|\|\|o 00\| \|\|eng c</controlfield><datafield tag="024" ind1="7" ind2=" "><subfield code="a">10.1017/flw.2023.15</subfield><subfield code="2">doi</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(DE-627)1886270090</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(DE-599)KXP1886270090</subfield></datafield><datafield tag="040" ind1=" " ind2=" "><subfield code="a">DE-627</subfield><subfield code="b">ger</subfield><subfield code="c">DE-627</subfield><subfield code="e">rda</subfield></datafield><datafield tag="041" ind1=" " ind2=" "><subfield code="a">eng</subfield></datafield><datafield tag="084" ind1=" " ind2=" "><subfield code="a">G53</subfield><subfield code="2">jelc</subfield></datafield><datafield tag="100" ind1="1" ind2=" "><subfield code="a">Estrada-Mejia, Catalina</subfield><subfield code="e">verfasserin</subfield><subfield code="0">(DE-588)1282309412</subfield><subfield code="0">(DE-627)1837955786</subfield><subfield code="4">aut</subfield></datafield><datafield tag="245" ind1="1" ind2="0"><subfield code="a">Financial literacy and financial wellbeing</subfield><subfield code="b">evidence from Peru and Uruguay</subfield><subfield code="c">Catalina Estrada-Mejia, Diana Mejía and Paula Córdoba</subfield></datafield><datafield tag="264" ind1=" " ind2="1"><subfield code="c">2023</subfield></datafield><datafield tag="336" ind1=" " ind2=" "><subfield code="a">Text</subfield><subfield code="b">txt</subfield><subfield code="2">rdacontent</subfield></datafield><datafield tag="337" ind1=" " ind2=" "><subfield code="a">Computermedien</subfield><subfield code="b">c</subfield><subfield code="2">rdamedia</subfield></datafield><datafield tag="338" ind1=" " ind2=" "><subfield code="a">Online-Ressource</subfield><subfield code="b">cr</subfield><subfield code="2">rdacarrier</subfield></datafield><datafield tag="506" ind1="0" ind2=" "><subfield code="q">DE-206</subfield><subfield code="a">Open Access</subfield><subfield code="e">Controlled Vocabulary for Access Rights</subfield><subfield code="u">http://purl.org/coar/access_right/c_abf2</subfield></datafield><datafield tag="520" ind1=" " ind2=" "><subfield code="a">In this paper, we provide an analysis of financial literacy in Peru and Uruguay. We find that the knowledge of simple concepts at the basis of financial decision-making is low in both countries. Not only is financial illiteracy widespread, but it is particularly acute among women, rural populations, the less educated, low-income people, the self-employed, the not employed, younger people (in the case of Peru), and older people (in the case of Uruguay). We also find that financial literacy is linked to measures of financial wellbeing: those who are financially literate are more likely to be able to save and plan for retirement in both countries. In addition, we find a relationship between knowledge of specific concepts and key financial behaviors. Lastly, we find a relationship between financial literacy and financial resilience</subfield></datafield><datafield tag="540" ind1=" " ind2=" "><subfield code="q">DE-206</subfield><subfield code="a">Namensnennung - Nicht kommerziell - Keine Bearbeitungen 4.0 International</subfield><subfield code="f">CC BY-NC-ND 4.0</subfield><subfield code="2">cc</subfield><subfield code="u">https://creativecommons.org/licenses/by-nc-nd/4.0/</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">financial capability</subfield><subfield code="7">(dpeaa)DE-206</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">financial literacy</subfield><subfield code="7">(dpeaa)DE-206</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Latin America</subfield><subfield code="7">(dpeaa)DE-206</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">pensions</subfield><subfield code="7">(dpeaa)DE-206</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">retirement</subfield><subfield code="7">(dpeaa)DE-206</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">saving</subfield><subfield code="7">(dpeaa)DE-206</subfield></datafield><datafield tag="700" ind1="1" ind2=" "><subfield code="a">Mejía Anzola, Diana Margarita</subfield><subfield code="e">verfasserin</subfield><subfield code="0">(DE-588)1046476408</subfield><subfield code="0">(DE-627)776495003</subfield><subfield code="0">(DE-576)39982992X</subfield><subfield code="4">aut</subfield></datafield><datafield tag="700" ind1="1" ind2=" "><subfield code="a">Córdoba, Paula</subfield><subfield code="e">verfasserin</subfield><subfield code="4">aut</subfield></datafield><datafield tag="773" ind1="0" ind2="8"><subfield code="i">Enthalten in</subfield><subfield code="t">Journal of financial literacy and wellbeing</subfield><subfield code="d">Cambridge : Cambride University Press, 2023</subfield><subfield code="g">1(2023), 2 vom: Juli, Seite 403-429</subfield><subfield code="h">Online-Ressource</subfield><subfield code="w">(DE-627)1850835144</subfield><subfield code="w">(DE-600)3160809-7</subfield><subfield code="x">2753-3212</subfield><subfield code="7">nnns</subfield></datafield><datafield tag="773" ind1="1" ind2="8"><subfield code="g">volume:1</subfield><subfield code="g">year:2023</subfield><subfield code="g">number:2</subfield><subfield code="g">month:07</subfield><subfield code="g">pages:403-429</subfield></datafield><datafield tag="856" ind1="4" ind2="0"><subfield code="u">https://www.cambridge.org/core/services/aop-cambridge-core/content/view/BD0877469C35B18F047FEC8EE417336B/S2753321223000151a.pdf/financial_literacy_and_financial_wellbeing_evidence_from_peru_and_uruguay.pdf</subfield><subfield code="x">Verlag</subfield><subfield code="z">kostenfrei</subfield></datafield><datafield tag="856" ind1="4" ind2="0"><subfield code="u">https://doi.org/10.1017/flw.2023.15</subfield><subfield code="x">Resolving-System</subfield><subfield code="z">kostenfrei</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_USEFLAG_U</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_26</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">ISIL_DE-206</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">SYSFLAG_1</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_KXP</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_11</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_20</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_22</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_23</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_24</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_31</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_39</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_40</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_60</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_62</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_63</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_65</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_69</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_70</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_73</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_95</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_105</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_110</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_151</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_161</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_206</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_213</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_230</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_285</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_293</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_370</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_374</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_602</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_2014</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4012</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4037</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4112</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4125</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4126</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4249</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4305</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4306</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4307</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4313</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4322</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4323</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4324</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4325</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4326</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4335</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4338</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4367</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_4700</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_2403</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">GBV_ILN_2403</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">ISIL_DE-LFER</subfield></datafield><datafield tag="951" ind1=" " ind2=" "><subfield code="a">AR</subfield></datafield><datafield tag="952" ind1=" " ind2=" "><subfield code="d">1</subfield><subfield code="j">2023</subfield><subfield code="e">2</subfield><subfield code="c">7</subfield><subfield code="h">403-429</subfield></datafield><datafield tag="980" ind1=" " ind2=" "><subfield code="2">26</subfield><subfield code="1">01</subfield><subfield code="x">0206</subfield><subfield code="b">4513547596</subfield><subfield code="y">x1z</subfield><subfield code="z">19-04-24</subfield></datafield><datafield tag="980" ind1=" " ind2=" "><subfield code="2">2403</subfield><subfield code="1">01</subfield><subfield code="x">DE-LFER</subfield><subfield code="b">4521187374</subfield><subfield code="c">00</subfield><subfield code="f">--%%--</subfield><subfield code="d">--%%--</subfield><subfield code="e">n</subfield><subfield code="j">--%%--</subfield><subfield code="y">l01</subfield><subfield code="z">07-05-24</subfield></datafield><datafield tag="981" ind1=" " ind2=" "><subfield code="2">2403</subfield><subfield code="1">01</subfield><subfield code="x">DE-LFER</subfield><subfield code="r">https://doi.org/10.1017/flw.2023.15</subfield></datafield><datafield tag="981" ind1=" " ind2=" "><subfield code="2">2403</subfield><subfield code="1">01</subfield><subfield code="x">DE-LFER</subfield><subfield code="r">https://www.cambridge.org/core/services/aop-cambridge-core/content/view/BD0877469C35B18F047FEC8EE417336B/S2753321223000151a.pdf/financial_literacy_and_financial_wellbeing_evidence_from_peru_and_uruguay.pdf</subfield></datafield></record></collection>
score	7.3986883

Nicht das Richtige dabei?

Schreiben Sie uns!

Financial literacy and financial wellbeing : evidence from Peru and Uruguay

Nicht das Richtige dabei?

Zugang & Verfügbarkeit

Vorhandene Bände

Nicht das Richtige dabei?