Factors Affecting the Financing Policy of Commercial Banks in Ethiopia

<p<<em<Determining the optimal capital structure is one of the most fundamental policy decisions faced by financial managers. Since optimal debt ratio influences firm’s value, different firms determine capital structures at different levels to maximize the value of their firms. Thus, thi...
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Autor*in:	W/Michael Shibru [verfasserIn] Hamdu Kedir Mohammed [verfasserIn] Yonas Mekonnen [verfasserIn]

Format:	E-Artikel
Sprache:	Englisch

Erschienen:	2015

Schlagwörter:	Leverage, Capital structure, Trade-off theory, Agency cost theory

Übergeordnetes Werk:	In: International Journal of Research In Business and Social Science - Center for Strategic Studies in Business & Finance, 2013, 4(2015), 2, Seite 44-53
Übergeordnetes Werk:	volume:4 ; year:2015 ; number:2 ; pages:44-53

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Katalog-ID:	DOAJ040562204

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spelling	(DE-627)DOAJ040562204 (DE-599)DOAJ0b0caf47148d4db88fb2e40778ac41e9 DE-627 ger DE-627 rakwb eng W/Michael Shibru verfasserin aut Factors Affecting the Financing Policy of Commercial Banks in Ethiopia 2015 Text txt rdacontent Computermedien c rdamedia Online-Ressource cr rdacarrier <p<<em<Determining the optimal capital structure is one of the most fundamental policy decisions faced by financial managers. Since optimal debt ratio influences firm’s value, different firms determine capital structures at different levels to maximize the value of their firms. Thus, this study examines the relationship between leverage and firm specific (profitability, tangibility, growth, risk, size and liquidity) determinants of capital structure decision, and the theories of capital structure that can explain the capital structure of banks in Ethiopia. In order to investigate these issues a mixed method research approach is utilized, by combining documentary analysis and in-depth interviews. More specifically, the study uses twelve years (2000 - 2011) data for eight banks in Ethiopia. The findings show that profitability, size, tangibility and liquidity of the banks are important determinants of capital structure of banks in Ethiopia. However, growth and risk of banks are found to have no statistically significant impact on the capital structure of banks in Ethiopia. In addition, the results of the analysis indicate that pecking order theory is pertinent theory in Ethiopian banking industry, whereas there are little evidence to support static trade-off theory and the agency cost theory. Therefore, banks should give consideration to profitability, size, liquidity and tangibility when they determine their optimum capital structure.</em<</p< Leverage, Capital structure, Trade-off theory, Agency cost theory Social Sciences H Hamdu Kedir Mohammed verfasserin aut Yonas Mekonnen verfasserin aut In International Journal of Research In Business and Social Science Center for Strategic Studies in Business & Finance, 2013 4(2015), 2, Seite 44-53 (DE-627)749502029 (DE-600)2719183-7 21474478 nnns volume:4 year:2015 number:2 pages:44-53 https://doaj.org/article/0b0caf47148d4db88fb2e40778ac41e9 kostenfrei http://www.ssbfnet.com/ojs/index.php/ijrbs/article/view/425 kostenfrei https://doaj.org/toc/2147-4478 Journal toc kostenfrei GBV_USEFLAG_A SYSFLAG_A GBV_DOAJ GBV_ILN_11 GBV_ILN_20 GBV_ILN_22 GBV_ILN_23 GBV_ILN_24 GBV_ILN_39 GBV_ILN_40 GBV_ILN_60 GBV_ILN_62 GBV_ILN_63 GBV_ILN_65 GBV_ILN_69 GBV_ILN_70 GBV_ILN_73 GBV_ILN_95 GBV_ILN_105 GBV_ILN_110 GBV_ILN_151 GBV_ILN_161 GBV_ILN_206 GBV_ILN_213 GBV_ILN_230 GBV_ILN_285 GBV_ILN_293 GBV_ILN_370 GBV_ILN_602 GBV_ILN_2009 GBV_ILN_2014 GBV_ILN_2111 GBV_ILN_2129 GBV_ILN_4012 GBV_ILN_4037 GBV_ILN_4046 GBV_ILN_4112 GBV_ILN_4125 GBV_ILN_4126 GBV_ILN_4249 GBV_ILN_4305 GBV_ILN_4306 GBV_ILN_4307 GBV_ILN_4313 GBV_ILN_4322 GBV_ILN_4323 GBV_ILN_4324 GBV_ILN_4325 GBV_ILN_4326 GBV_ILN_4335 GBV_ILN_4338 GBV_ILN_4367 GBV_ILN_4700 AR 4 2015 2 44-53
allfields_unstemmed	(DE-627)DOAJ040562204 (DE-599)DOAJ0b0caf47148d4db88fb2e40778ac41e9 DE-627 ger DE-627 rakwb eng W/Michael Shibru verfasserin aut Factors Affecting the Financing Policy of Commercial Banks in Ethiopia 2015 Text txt rdacontent Computermedien c rdamedia Online-Ressource cr rdacarrier <p<<em<Determining the optimal capital structure is one of the most fundamental policy decisions faced by financial managers. Since optimal debt ratio influences firm’s value, different firms determine capital structures at different levels to maximize the value of their firms. Thus, this study examines the relationship between leverage and firm specific (profitability, tangibility, growth, risk, size and liquidity) determinants of capital structure decision, and the theories of capital structure that can explain the capital structure of banks in Ethiopia. In order to investigate these issues a mixed method research approach is utilized, by combining documentary analysis and in-depth interviews. More specifically, the study uses twelve years (2000 - 2011) data for eight banks in Ethiopia. The findings show that profitability, size, tangibility and liquidity of the banks are important determinants of capital structure of banks in Ethiopia. However, growth and risk of banks are found to have no statistically significant impact on the capital structure of banks in Ethiopia. In addition, the results of the analysis indicate that pecking order theory is pertinent theory in Ethiopian banking industry, whereas there are little evidence to support static trade-off theory and the agency cost theory. Therefore, banks should give consideration to profitability, size, liquidity and tangibility when they determine their optimum capital structure.</em<</p< Leverage, Capital structure, Trade-off theory, Agency cost theory Social Sciences H Hamdu Kedir Mohammed verfasserin aut Yonas Mekonnen verfasserin aut In International Journal of Research In Business and Social Science Center for Strategic Studies in Business & Finance, 2013 4(2015), 2, Seite 44-53 (DE-627)749502029 (DE-600)2719183-7 21474478 nnns volume:4 year:2015 number:2 pages:44-53 https://doaj.org/article/0b0caf47148d4db88fb2e40778ac41e9 kostenfrei http://www.ssbfnet.com/ojs/index.php/ijrbs/article/view/425 kostenfrei https://doaj.org/toc/2147-4478 Journal toc kostenfrei GBV_USEFLAG_A SYSFLAG_A GBV_DOAJ GBV_ILN_11 GBV_ILN_20 GBV_ILN_22 GBV_ILN_23 GBV_ILN_24 GBV_ILN_39 GBV_ILN_40 GBV_ILN_60 GBV_ILN_62 GBV_ILN_63 GBV_ILN_65 GBV_ILN_69 GBV_ILN_70 GBV_ILN_73 GBV_ILN_95 GBV_ILN_105 GBV_ILN_110 GBV_ILN_151 GBV_ILN_161 GBV_ILN_206 GBV_ILN_213 GBV_ILN_230 GBV_ILN_285 GBV_ILN_293 GBV_ILN_370 GBV_ILN_602 GBV_ILN_2009 GBV_ILN_2014 GBV_ILN_2111 GBV_ILN_2129 GBV_ILN_4012 GBV_ILN_4037 GBV_ILN_4046 GBV_ILN_4112 GBV_ILN_4125 GBV_ILN_4126 GBV_ILN_4249 GBV_ILN_4305 GBV_ILN_4306 GBV_ILN_4307 GBV_ILN_4313 GBV_ILN_4322 GBV_ILN_4323 GBV_ILN_4324 GBV_ILN_4325 GBV_ILN_4326 GBV_ILN_4335 GBV_ILN_4338 GBV_ILN_4367 GBV_ILN_4700 AR 4 2015 2 44-53
allfieldsGer	(DE-627)DOAJ040562204 (DE-599)DOAJ0b0caf47148d4db88fb2e40778ac41e9 DE-627 ger DE-627 rakwb eng W/Michael Shibru verfasserin aut Factors Affecting the Financing Policy of Commercial Banks in Ethiopia 2015 Text txt rdacontent Computermedien c rdamedia Online-Ressource cr rdacarrier <p<<em<Determining the optimal capital structure is one of the most fundamental policy decisions faced by financial managers. Since optimal debt ratio influences firm’s value, different firms determine capital structures at different levels to maximize the value of their firms. Thus, this study examines the relationship between leverage and firm specific (profitability, tangibility, growth, risk, size and liquidity) determinants of capital structure decision, and the theories of capital structure that can explain the capital structure of banks in Ethiopia. In order to investigate these issues a mixed method research approach is utilized, by combining documentary analysis and in-depth interviews. More specifically, the study uses twelve years (2000 - 2011) data for eight banks in Ethiopia. The findings show that profitability, size, tangibility and liquidity of the banks are important determinants of capital structure of banks in Ethiopia. However, growth and risk of banks are found to have no statistically significant impact on the capital structure of banks in Ethiopia. In addition, the results of the analysis indicate that pecking order theory is pertinent theory in Ethiopian banking industry, whereas there are little evidence to support static trade-off theory and the agency cost theory. Therefore, banks should give consideration to profitability, size, liquidity and tangibility when they determine their optimum capital structure.</em<</p< Leverage, Capital structure, Trade-off theory, Agency cost theory Social Sciences H Hamdu Kedir Mohammed verfasserin aut Yonas Mekonnen verfasserin aut In International Journal of Research In Business and Social Science Center for Strategic Studies in Business & Finance, 2013 4(2015), 2, Seite 44-53 (DE-627)749502029 (DE-600)2719183-7 21474478 nnns volume:4 year:2015 number:2 pages:44-53 https://doaj.org/article/0b0caf47148d4db88fb2e40778ac41e9 kostenfrei http://www.ssbfnet.com/ojs/index.php/ijrbs/article/view/425 kostenfrei https://doaj.org/toc/2147-4478 Journal toc kostenfrei GBV_USEFLAG_A SYSFLAG_A GBV_DOAJ GBV_ILN_11 GBV_ILN_20 GBV_ILN_22 GBV_ILN_23 GBV_ILN_24 GBV_ILN_39 GBV_ILN_40 GBV_ILN_60 GBV_ILN_62 GBV_ILN_63 GBV_ILN_65 GBV_ILN_69 GBV_ILN_70 GBV_ILN_73 GBV_ILN_95 GBV_ILN_105 GBV_ILN_110 GBV_ILN_151 GBV_ILN_161 GBV_ILN_206 GBV_ILN_213 GBV_ILN_230 GBV_ILN_285 GBV_ILN_293 GBV_ILN_370 GBV_ILN_602 GBV_ILN_2009 GBV_ILN_2014 GBV_ILN_2111 GBV_ILN_2129 GBV_ILN_4012 GBV_ILN_4037 GBV_ILN_4046 GBV_ILN_4112 GBV_ILN_4125 GBV_ILN_4126 GBV_ILN_4249 GBV_ILN_4305 GBV_ILN_4306 GBV_ILN_4307 GBV_ILN_4313 GBV_ILN_4322 GBV_ILN_4323 GBV_ILN_4324 GBV_ILN_4325 GBV_ILN_4326 GBV_ILN_4335 GBV_ILN_4338 GBV_ILN_4367 GBV_ILN_4700 AR 4 2015 2 44-53
allfieldsSound	(DE-627)DOAJ040562204 (DE-599)DOAJ0b0caf47148d4db88fb2e40778ac41e9 DE-627 ger DE-627 rakwb eng W/Michael Shibru verfasserin aut Factors Affecting the Financing Policy of Commercial Banks in Ethiopia 2015 Text txt rdacontent Computermedien c rdamedia Online-Ressource cr rdacarrier <p<<em<Determining the optimal capital structure is one of the most fundamental policy decisions faced by financial managers. Since optimal debt ratio influences firm’s value, different firms determine capital structures at different levels to maximize the value of their firms. Thus, this study examines the relationship between leverage and firm specific (profitability, tangibility, growth, risk, size and liquidity) determinants of capital structure decision, and the theories of capital structure that can explain the capital structure of banks in Ethiopia. In order to investigate these issues a mixed method research approach is utilized, by combining documentary analysis and in-depth interviews. More specifically, the study uses twelve years (2000 - 2011) data for eight banks in Ethiopia. The findings show that profitability, size, tangibility and liquidity of the banks are important determinants of capital structure of banks in Ethiopia. However, growth and risk of banks are found to have no statistically significant impact on the capital structure of banks in Ethiopia. In addition, the results of the analysis indicate that pecking order theory is pertinent theory in Ethiopian banking industry, whereas there are little evidence to support static trade-off theory and the agency cost theory. Therefore, banks should give consideration to profitability, size, liquidity and tangibility when they determine their optimum capital structure.</em<</p< Leverage, Capital structure, Trade-off theory, Agency cost theory Social Sciences H Hamdu Kedir Mohammed verfasserin aut Yonas Mekonnen verfasserin aut In International Journal of Research In Business and Social Science Center for Strategic Studies in Business & Finance, 2013 4(2015), 2, Seite 44-53 (DE-627)749502029 (DE-600)2719183-7 21474478 nnns volume:4 year:2015 number:2 pages:44-53 https://doaj.org/article/0b0caf47148d4db88fb2e40778ac41e9 kostenfrei http://www.ssbfnet.com/ojs/index.php/ijrbs/article/view/425 kostenfrei https://doaj.org/toc/2147-4478 Journal toc kostenfrei GBV_USEFLAG_A SYSFLAG_A GBV_DOAJ GBV_ILN_11 GBV_ILN_20 GBV_ILN_22 GBV_ILN_23 GBV_ILN_24 GBV_ILN_39 GBV_ILN_40 GBV_ILN_60 GBV_ILN_62 GBV_ILN_63 GBV_ILN_65 GBV_ILN_69 GBV_ILN_70 GBV_ILN_73 GBV_ILN_95 GBV_ILN_105 GBV_ILN_110 GBV_ILN_151 GBV_ILN_161 GBV_ILN_206 GBV_ILN_213 GBV_ILN_230 GBV_ILN_285 GBV_ILN_293 GBV_ILN_370 GBV_ILN_602 GBV_ILN_2009 GBV_ILN_2014 GBV_ILN_2111 GBV_ILN_2129 GBV_ILN_4012 GBV_ILN_4037 GBV_ILN_4046 GBV_ILN_4112 GBV_ILN_4125 GBV_ILN_4126 GBV_ILN_4249 GBV_ILN_4305 GBV_ILN_4306 GBV_ILN_4307 GBV_ILN_4313 GBV_ILN_4322 GBV_ILN_4323 GBV_ILN_4324 GBV_ILN_4325 GBV_ILN_4326 GBV_ILN_4335 GBV_ILN_4338 GBV_ILN_4367 GBV_ILN_4700 AR 4 2015 2 44-53
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topic_title	Factors Affecting the Financing Policy of Commercial Banks in Ethiopia Leverage, Capital structure, Trade-off theory, Agency cost theory
topic	misc Leverage, Capital structure, Trade-off theory, Agency cost theory misc Social Sciences misc H
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title	Factors Affecting the Financing Policy of Commercial Banks in Ethiopia
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title_full	Factors Affecting the Financing Policy of Commercial Banks in Ethiopia
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title_sort	factors affecting the financing policy of commercial banks in ethiopia
title_auth	Factors Affecting the Financing Policy of Commercial Banks in Ethiopia
abstract	<p<<em<Determining the optimal capital structure is one of the most fundamental policy decisions faced by financial managers. Since optimal debt ratio influences firm’s value, different firms determine capital structures at different levels to maximize the value of their firms. Thus, this study examines the relationship between leverage and firm specific (profitability, tangibility, growth, risk, size and liquidity) determinants of capital structure decision, and the theories of capital structure that can explain the capital structure of banks in Ethiopia. In order to investigate these issues a mixed method research approach is utilized, by combining documentary analysis and in-depth interviews. More specifically, the study uses twelve years (2000 - 2011) data for eight banks in Ethiopia. The findings show that profitability, size, tangibility and liquidity of the banks are important determinants of capital structure of banks in Ethiopia. However, growth and risk of banks are found to have no statistically significant impact on the capital structure of banks in Ethiopia. In addition, the results of the analysis indicate that pecking order theory is pertinent theory in Ethiopian banking industry, whereas there are little evidence to support static trade-off theory and the agency cost theory. Therefore, banks should give consideration to profitability, size, liquidity and tangibility when they determine their optimum capital structure.</em<</p<
abstractGer	<p<<em<Determining the optimal capital structure is one of the most fundamental policy decisions faced by financial managers. Since optimal debt ratio influences firm’s value, different firms determine capital structures at different levels to maximize the value of their firms. Thus, this study examines the relationship between leverage and firm specific (profitability, tangibility, growth, risk, size and liquidity) determinants of capital structure decision, and the theories of capital structure that can explain the capital structure of banks in Ethiopia. In order to investigate these issues a mixed method research approach is utilized, by combining documentary analysis and in-depth interviews. More specifically, the study uses twelve years (2000 - 2011) data for eight banks in Ethiopia. The findings show that profitability, size, tangibility and liquidity of the banks are important determinants of capital structure of banks in Ethiopia. However, growth and risk of banks are found to have no statistically significant impact on the capital structure of banks in Ethiopia. In addition, the results of the analysis indicate that pecking order theory is pertinent theory in Ethiopian banking industry, whereas there are little evidence to support static trade-off theory and the agency cost theory. Therefore, banks should give consideration to profitability, size, liquidity and tangibility when they determine their optimum capital structure.</em<</p<
abstract_unstemmed	<p<<em<Determining the optimal capital structure is one of the most fundamental policy decisions faced by financial managers. Since optimal debt ratio influences firm’s value, different firms determine capital structures at different levels to maximize the value of their firms. Thus, this study examines the relationship between leverage and firm specific (profitability, tangibility, growth, risk, size and liquidity) determinants of capital structure decision, and the theories of capital structure that can explain the capital structure of banks in Ethiopia. In order to investigate these issues a mixed method research approach is utilized, by combining documentary analysis and in-depth interviews. More specifically, the study uses twelve years (2000 - 2011) data for eight banks in Ethiopia. The findings show that profitability, size, tangibility and liquidity of the banks are important determinants of capital structure of banks in Ethiopia. However, growth and risk of banks are found to have no statistically significant impact on the capital structure of banks in Ethiopia. In addition, the results of the analysis indicate that pecking order theory is pertinent theory in Ethiopian banking industry, whereas there are little evidence to support static trade-off theory and the agency cost theory. Therefore, banks should give consideration to profitability, size, liquidity and tangibility when they determine their optimum capital structure.</em<</p<
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title_short	Factors Affecting the Financing Policy of Commercial Banks in Ethiopia
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Factors Affecting the Financing Policy of Commercial Banks in Ethiopia

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