ATTITUDES OF LOAN TAKERS AND CREDIT POLICY OF BANKS IN POST-CRISIS ECONOMY

Last financial crisis caused insolvency of many entities: natural persons, companies, banks and even whole states. The crisis had a serious impact on the real sphere of the economy through channels of financing because the lack of liquidity on the financial market meant stricter credit procedures an...
Ausführliche Beschreibung

Gespeichert in:

Autor*in:	Elżbieta Rak-Młynarska [verfasserIn] Halina Łapińska [verfasserIn]

Format:	E-Artikel
Sprache:	Englisch

Erschienen:	2015

Schlagwörter:	crisis credit policy credit passivity

Übergeordnetes Werk:	In: Zeszyty Naukowe Wyższej Szkoły Finansów i Prawa w Bielsku-Białej - University of Applied Sciences in Bielsko-Biała, 2019, 6(2015), 4
Übergeordnetes Werk:	volume:6 ; year:2015 ; number:4

Links:	Link aufrufen Link aufrufen Journal toc Journal toc

Katalog-ID:	DOAJ096267496

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language	English
source	In Zeszyty Naukowe Wyższej Szkoły Finansów i Prawa w Bielsku-Białej 6(2015), 4 volume:6 year:2015 number:4
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container_title	Zeszyty Naukowe Wyższej Szkoły Finansów i Prawa w Bielsku-Białej
authorswithroles_txt_mv	Elżbieta Rak-Młynarska @@aut@@ Halina Łapińska @@aut@@
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author	Elżbieta Rak-Młynarska
spellingShingle	Elżbieta Rak-Młynarska misc crisis misc credit policy misc credit passivity misc Social Sciences misc H ATTITUDES OF LOAN TAKERS AND CREDIT POLICY OF BANKS IN POST-CRISIS ECONOMY
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topic_title	ATTITUDES OF LOAN TAKERS AND CREDIT POLICY OF BANKS IN POST-CRISIS ECONOMY crisis credit policy credit passivity
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title	ATTITUDES OF LOAN TAKERS AND CREDIT POLICY OF BANKS IN POST-CRISIS ECONOMY
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title_full	ATTITUDES OF LOAN TAKERS AND CREDIT POLICY OF BANKS IN POST-CRISIS ECONOMY
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title_sort	attitudes of loan takers and credit policy of banks in post-crisis economy
title_auth	ATTITUDES OF LOAN TAKERS AND CREDIT POLICY OF BANKS IN POST-CRISIS ECONOMY
abstract	Last financial crisis caused insolvency of many entities: natural persons, companies, banks and even whole states. The crisis had a serious impact on the real sphere of the economy through channels of financing because the lack of liquidity on the financial market meant stricter credit procedures and more expenisve loans. This, in turn, brought about the fall in the demand for money and cumulation of payment difficulties. It maybe noticed that certain elements of credit policy change along the changing conditions of the economy and situation on the market, influencing the loan takers' behaviour - rise or fall in the demand for loans. The aim of the paper is an attempt to answer the question to what extent the demand for loans is shaped by the attitudes of the entrepreneurs themselves and why not all eceonomic entities are interested in taking out loans despite fulfilling the credit conditions of banks.
abstractGer	Last financial crisis caused insolvency of many entities: natural persons, companies, banks and even whole states. The crisis had a serious impact on the real sphere of the economy through channels of financing because the lack of liquidity on the financial market meant stricter credit procedures and more expenisve loans. This, in turn, brought about the fall in the demand for money and cumulation of payment difficulties. It maybe noticed that certain elements of credit policy change along the changing conditions of the economy and situation on the market, influencing the loan takers' behaviour - rise or fall in the demand for loans. The aim of the paper is an attempt to answer the question to what extent the demand for loans is shaped by the attitudes of the entrepreneurs themselves and why not all eceonomic entities are interested in taking out loans despite fulfilling the credit conditions of banks.
abstract_unstemmed	Last financial crisis caused insolvency of many entities: natural persons, companies, banks and even whole states. The crisis had a serious impact on the real sphere of the economy through channels of financing because the lack of liquidity on the financial market meant stricter credit procedures and more expenisve loans. This, in turn, brought about the fall in the demand for money and cumulation of payment difficulties. It maybe noticed that certain elements of credit policy change along the changing conditions of the economy and situation on the market, influencing the loan takers' behaviour - rise or fall in the demand for loans. The aim of the paper is an attempt to answer the question to what extent the demand for loans is shaped by the attitudes of the entrepreneurs themselves and why not all eceonomic entities are interested in taking out loans despite fulfilling the credit conditions of banks.
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title_short	ATTITUDES OF LOAN TAKERS AND CREDIT POLICY OF BANKS IN POST-CRISIS ECONOMY
url	https://doaj.org/article/e68f9cc311664ea99fc1ae21373b9b23 https://91.241.33.217/index.php/asej/article/view/534 https://doaj.org/toc/2543-9103 https://doaj.org/toc/2543-411X
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ATTITUDES OF LOAN TAKERS AND CREDIT POLICY OF BANKS IN POST-CRISIS ECONOMY

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Zugang & Verfügbarkeit

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