Fostering savings by commitment: Evidence from a quasi-natural experiment at The Small Enterprise Foundation in South Africa
• We studied the effects of a program that strengthened savings incentive mechanisms without coercion. • The project was set up by The Small Enterprise Foundation, a microfinance institution based in South Africa. • The experiment had a quasi-natural approach as it was implemented in non-randomly se...
Ausführliche Beschreibung
Autor*in: |
Dalla Pellegrina, Lucia [verfasserIn] |
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Format: |
E-Artikel |
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Sprache: |
Englisch |
Erschienen: |
2021 |
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Schlagwörter: |
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Übergeordnetes Werk: |
Enthalten in: Trends in Emergency Department Visits for Unsupervised Pediatric Medication Exposures - Lovegrove, Maribeth C. ELSEVIER, 2023, the multi-disciplinary international journal devoted to the study and promotion of world development, Amsterdam [u.a.] |
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Übergeordnetes Werk: |
volume:148 ; year:2021 ; pages:0 |
Links: |
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DOI / URN: |
10.1016/j.worlddev.2021.105660 |
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• We studied the effects of a program that strengthened savings incentive mechanisms without coercion. • The project was set up by The Small Enterprise Foundation, a microfinance institution based in South Africa. • The experiment had a quasi-natural approach as it was implemented in non-randomly selected locations. • DID estimates show a persistent improvement in the savings habits of customers , but suggest a slow accumulation of savings. • Asking microfinance clients to identify a savings goal and commit to a regular deposit to achieve it is a promising avenue. |
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• We studied the effects of a program that strengthened savings incentive mechanisms without coercion. • The project was set up by The Small Enterprise Foundation, a microfinance institution based in South Africa. • The experiment had a quasi-natural approach as it was implemented in non-randomly selected locations. • DID estimates show a persistent improvement in the savings habits of customers , but suggest a slow accumulation of savings. • Asking microfinance clients to identify a savings goal and commit to a regular deposit to achieve it is a promising avenue. |
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