Long-term care insurance: Does experience matter?
We examine whether long-term care (LTC) experience helps explain the low demand for long-term care insurance (LTCI). We test if expectations about future informal care receipt, expectations about inheritance receipt, and LTCI purchase decisions vary between individuals whose parents or in-laws have...
Ausführliche Beschreibung
Autor*in: |
Coe, Norma B [verfasserIn] |
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Format: |
Artikel |
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Sprache: |
Englisch |
Erschienen: |
2015 |
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Rechteinformationen: |
Nutzungsrecht: Copyright © 2015 Elsevier B.V. All rights reserved. © COPYRIGHT 2015 Elsevier B.V. |
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Schlagwörter: |
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Übergeordnetes Werk: |
Enthalten in: Journal of health economics - Amsterdam [u.a.] : Elsevier, 1982, 40(2015), Seite 122-131 |
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Übergeordnetes Werk: |
volume:40 ; year:2015 ; pages:122-131 |
Links: |
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DOI / URN: |
10.1016/j.jhealeco.2015.01.001 |
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OLC1968929940 |
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10.1016/j.jhealeco.2015.01.001 doi PQ20160617 (DE-627)OLC1968929940 (DE-599)GBVOLC1968929940 (PRQ)c2040-dd4cf8cb3d03e175daa20dc2cc0520ecd6d026b6350630f854c17c3d720c96de0 (KEY)0111907920150000040000000122longtermcareinsurancedoesexperiencematter DE-627 ger DE-627 rakwb eng 610 DNB Coe, Norma B verfasserin aut Long-term care insurance: Does experience matter? 2015 Text txt rdacontent ohne Hilfsmittel zu benutzen n rdamedia Band nc rdacarrier We examine whether long-term care (LTC) experience helps explain the low demand for long-term care insurance (LTCI). We test if expectations about future informal care receipt, expectations about inheritance receipt, and LTCI purchase decisions vary between individuals whose parents or in-laws have used LTC versus those who have not. We find parental use of a nursing home decreases expectations that one's children will provide informal care, consistent with the demonstration effect. Nursing home use by in-laws does not have the same impact, suggesting that individuals are responding to information gained about their own aging trajectory. Nursing home use by either a parent or in-law increases LTCI purchase probability by 0.8 percentage points, with no significant difference in response between parents' and in-laws' use. The estimated increase in purchase probability from experience with LTC is about half the previously estimated increase from tax policy-induced price decreases. Nutzungsrecht: Copyright © 2015 Elsevier B.V. All rights reserved. © COPYRIGHT 2015 Elsevier B.V. Parenting Long-term care insurance Health economics Long term health care Expectations Parents & parenting Studies Long term care insurance Nursing homes Skira, Meghan M oth Van Houtven, Courtney Harold oth Enthalten in Journal of health economics Amsterdam [u.a.] : Elsevier, 1982 40(2015), Seite 122-131 (DE-627)168045346 (DE-600)625797-5 (DE-576)015918297 0167-6296 nnns volume:40 year:2015 pages:122-131 http://dx.doi.org/10.1016/j.jhealeco.2015.01.001 Volltext http://www.ncbi.nlm.nih.gov/pubmed/25647006 http://search.proquest.com/docview/1667163659 GBV_USEFLAG_A SYSFLAG_A GBV_OLC SSG-OLC-WIW GBV_ILN_26 GBV_ILN_65 GBV_ILN_70 GBV_ILN_4012 GBV_ILN_4311 AR 40 2015 122-131 |
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10.1016/j.jhealeco.2015.01.001 doi PQ20160617 (DE-627)OLC1968929940 (DE-599)GBVOLC1968929940 (PRQ)c2040-dd4cf8cb3d03e175daa20dc2cc0520ecd6d026b6350630f854c17c3d720c96de0 (KEY)0111907920150000040000000122longtermcareinsurancedoesexperiencematter DE-627 ger DE-627 rakwb eng 610 DNB Coe, Norma B verfasserin aut Long-term care insurance: Does experience matter? 2015 Text txt rdacontent ohne Hilfsmittel zu benutzen n rdamedia Band nc rdacarrier We examine whether long-term care (LTC) experience helps explain the low demand for long-term care insurance (LTCI). We test if expectations about future informal care receipt, expectations about inheritance receipt, and LTCI purchase decisions vary between individuals whose parents or in-laws have used LTC versus those who have not. We find parental use of a nursing home decreases expectations that one's children will provide informal care, consistent with the demonstration effect. Nursing home use by in-laws does not have the same impact, suggesting that individuals are responding to information gained about their own aging trajectory. Nursing home use by either a parent or in-law increases LTCI purchase probability by 0.8 percentage points, with no significant difference in response between parents' and in-laws' use. The estimated increase in purchase probability from experience with LTC is about half the previously estimated increase from tax policy-induced price decreases. Nutzungsrecht: Copyright © 2015 Elsevier B.V. All rights reserved. © COPYRIGHT 2015 Elsevier B.V. Parenting Long-term care insurance Health economics Long term health care Expectations Parents & parenting Studies Long term care insurance Nursing homes Skira, Meghan M oth Van Houtven, Courtney Harold oth Enthalten in Journal of health economics Amsterdam [u.a.] : Elsevier, 1982 40(2015), Seite 122-131 (DE-627)168045346 (DE-600)625797-5 (DE-576)015918297 0167-6296 nnns volume:40 year:2015 pages:122-131 http://dx.doi.org/10.1016/j.jhealeco.2015.01.001 Volltext http://www.ncbi.nlm.nih.gov/pubmed/25647006 http://search.proquest.com/docview/1667163659 GBV_USEFLAG_A SYSFLAG_A GBV_OLC SSG-OLC-WIW GBV_ILN_26 GBV_ILN_65 GBV_ILN_70 GBV_ILN_4012 GBV_ILN_4311 AR 40 2015 122-131 |
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10.1016/j.jhealeco.2015.01.001 doi PQ20160617 (DE-627)OLC1968929940 (DE-599)GBVOLC1968929940 (PRQ)c2040-dd4cf8cb3d03e175daa20dc2cc0520ecd6d026b6350630f854c17c3d720c96de0 (KEY)0111907920150000040000000122longtermcareinsurancedoesexperiencematter DE-627 ger DE-627 rakwb eng 610 DNB Coe, Norma B verfasserin aut Long-term care insurance: Does experience matter? 2015 Text txt rdacontent ohne Hilfsmittel zu benutzen n rdamedia Band nc rdacarrier We examine whether long-term care (LTC) experience helps explain the low demand for long-term care insurance (LTCI). We test if expectations about future informal care receipt, expectations about inheritance receipt, and LTCI purchase decisions vary between individuals whose parents or in-laws have used LTC versus those who have not. We find parental use of a nursing home decreases expectations that one's children will provide informal care, consistent with the demonstration effect. Nursing home use by in-laws does not have the same impact, suggesting that individuals are responding to information gained about their own aging trajectory. Nursing home use by either a parent or in-law increases LTCI purchase probability by 0.8 percentage points, with no significant difference in response between parents' and in-laws' use. The estimated increase in purchase probability from experience with LTC is about half the previously estimated increase from tax policy-induced price decreases. Nutzungsrecht: Copyright © 2015 Elsevier B.V. All rights reserved. © COPYRIGHT 2015 Elsevier B.V. Parenting Long-term care insurance Health economics Long term health care Expectations Parents & parenting Studies Long term care insurance Nursing homes Skira, Meghan M oth Van Houtven, Courtney Harold oth Enthalten in Journal of health economics Amsterdam [u.a.] : Elsevier, 1982 40(2015), Seite 122-131 (DE-627)168045346 (DE-600)625797-5 (DE-576)015918297 0167-6296 nnns volume:40 year:2015 pages:122-131 http://dx.doi.org/10.1016/j.jhealeco.2015.01.001 Volltext http://www.ncbi.nlm.nih.gov/pubmed/25647006 http://search.proquest.com/docview/1667163659 GBV_USEFLAG_A SYSFLAG_A GBV_OLC SSG-OLC-WIW GBV_ILN_26 GBV_ILN_65 GBV_ILN_70 GBV_ILN_4012 GBV_ILN_4311 AR 40 2015 122-131 |
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10.1016/j.jhealeco.2015.01.001 doi PQ20160617 (DE-627)OLC1968929940 (DE-599)GBVOLC1968929940 (PRQ)c2040-dd4cf8cb3d03e175daa20dc2cc0520ecd6d026b6350630f854c17c3d720c96de0 (KEY)0111907920150000040000000122longtermcareinsurancedoesexperiencematter DE-627 ger DE-627 rakwb eng 610 DNB Coe, Norma B verfasserin aut Long-term care insurance: Does experience matter? 2015 Text txt rdacontent ohne Hilfsmittel zu benutzen n rdamedia Band nc rdacarrier We examine whether long-term care (LTC) experience helps explain the low demand for long-term care insurance (LTCI). We test if expectations about future informal care receipt, expectations about inheritance receipt, and LTCI purchase decisions vary between individuals whose parents or in-laws have used LTC versus those who have not. We find parental use of a nursing home decreases expectations that one's children will provide informal care, consistent with the demonstration effect. Nursing home use by in-laws does not have the same impact, suggesting that individuals are responding to information gained about their own aging trajectory. Nursing home use by either a parent or in-law increases LTCI purchase probability by 0.8 percentage points, with no significant difference in response between parents' and in-laws' use. The estimated increase in purchase probability from experience with LTC is about half the previously estimated increase from tax policy-induced price decreases. Nutzungsrecht: Copyright © 2015 Elsevier B.V. All rights reserved. © COPYRIGHT 2015 Elsevier B.V. Parenting Long-term care insurance Health economics Long term health care Expectations Parents & parenting Studies Long term care insurance Nursing homes Skira, Meghan M oth Van Houtven, Courtney Harold oth Enthalten in Journal of health economics Amsterdam [u.a.] : Elsevier, 1982 40(2015), Seite 122-131 (DE-627)168045346 (DE-600)625797-5 (DE-576)015918297 0167-6296 nnns volume:40 year:2015 pages:122-131 http://dx.doi.org/10.1016/j.jhealeco.2015.01.001 Volltext http://www.ncbi.nlm.nih.gov/pubmed/25647006 http://search.proquest.com/docview/1667163659 GBV_USEFLAG_A SYSFLAG_A GBV_OLC SSG-OLC-WIW GBV_ILN_26 GBV_ILN_65 GBV_ILN_70 GBV_ILN_4012 GBV_ILN_4311 AR 40 2015 122-131 |
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title_full |
Long-term care insurance: Does experience matter? |
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Coe, Norma B |
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Journal of health economics |
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Journal of health economics |
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eng |
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Coe, Norma B |
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Coe, Norma B |
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10.1016/j.jhealeco.2015.01.001 |
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610 |
title_sort |
long-term care insurance: does experience matter? |
title_auth |
Long-term care insurance: Does experience matter? |
abstract |
We examine whether long-term care (LTC) experience helps explain the low demand for long-term care insurance (LTCI). We test if expectations about future informal care receipt, expectations about inheritance receipt, and LTCI purchase decisions vary between individuals whose parents or in-laws have used LTC versus those who have not. We find parental use of a nursing home decreases expectations that one's children will provide informal care, consistent with the demonstration effect. Nursing home use by in-laws does not have the same impact, suggesting that individuals are responding to information gained about their own aging trajectory. Nursing home use by either a parent or in-law increases LTCI purchase probability by 0.8 percentage points, with no significant difference in response between parents' and in-laws' use. The estimated increase in purchase probability from experience with LTC is about half the previously estimated increase from tax policy-induced price decreases. |
abstractGer |
We examine whether long-term care (LTC) experience helps explain the low demand for long-term care insurance (LTCI). We test if expectations about future informal care receipt, expectations about inheritance receipt, and LTCI purchase decisions vary between individuals whose parents or in-laws have used LTC versus those who have not. We find parental use of a nursing home decreases expectations that one's children will provide informal care, consistent with the demonstration effect. Nursing home use by in-laws does not have the same impact, suggesting that individuals are responding to information gained about their own aging trajectory. Nursing home use by either a parent or in-law increases LTCI purchase probability by 0.8 percentage points, with no significant difference in response between parents' and in-laws' use. The estimated increase in purchase probability from experience with LTC is about half the previously estimated increase from tax policy-induced price decreases. |
abstract_unstemmed |
We examine whether long-term care (LTC) experience helps explain the low demand for long-term care insurance (LTCI). We test if expectations about future informal care receipt, expectations about inheritance receipt, and LTCI purchase decisions vary between individuals whose parents or in-laws have used LTC versus those who have not. We find parental use of a nursing home decreases expectations that one's children will provide informal care, consistent with the demonstration effect. Nursing home use by in-laws does not have the same impact, suggesting that individuals are responding to information gained about their own aging trajectory. Nursing home use by either a parent or in-law increases LTCI purchase probability by 0.8 percentage points, with no significant difference in response between parents' and in-laws' use. The estimated increase in purchase probability from experience with LTC is about half the previously estimated increase from tax policy-induced price decreases. |
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title_short |
Long-term care insurance: Does experience matter? |
url |
http://dx.doi.org/10.1016/j.jhealeco.2015.01.001 http://www.ncbi.nlm.nih.gov/pubmed/25647006 http://search.proquest.com/docview/1667163659 |
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Skira, Meghan M Van Houtven, Courtney Harold |
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doi_str |
10.1016/j.jhealeco.2015.01.001 |
up_date |
2024-07-04T04:29:29.060Z |
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1803621361585750016 |
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