Do debts lead to disability pension? Evidence from a 15-year follow-up of 54,000 Finnish men and women

While over-indebtedness has emerged as a new social risk among Europeans as a consequence of economic recessions, its associations with health and disability are poorly understood. This study utilises longitudinal, register-based data to assess the associations of over-indebtedness with disability r...
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Gespeichert in:

Autor*in:	Blomgren, Jenni [verfasserIn] Maunula, Nico Hiilamo, Heikki

Format:	Artikel
Sprache:	Englisch

Erschienen:	2017

Rechteinformationen:	Nutzungsrecht: © The Author(s) 2016

Schlagwörter:	Disability pensions

Übergeordnetes Werk:	Enthalten in: Journal of European social policy - Los Angeles, Calif. [u.a.] : Sage, 1991, 27(2017), 2, Seite 109-122
Übergeordnetes Werk:	volume:27 ; year:2017 ; number:2 ; pages:109-122

Links:	Volltext Link aufrufen Link aufrufen

DOI / URN:	10.1177/0958928716676548

Katalog-ID:	OLC1995205613

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title	Do debts lead to disability pension? Evidence from a 15-year follow-up of 54,000 Finnish men and women
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title_full	Do debts lead to disability pension? Evidence from a 15-year follow-up of 54,000 Finnish men and women
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journal	Journal of European social policy
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title_sort	do debts lead to disability pension? evidence from a 15-year follow-up of 54,000 finnish men and women
title_auth	Do debts lead to disability pension? Evidence from a 15-year follow-up of 54,000 Finnish men and women
abstract	While over-indebtedness has emerged as a new social risk among Europeans as a consequence of economic recessions, its associations with health and disability are poorly understood. This study utilises longitudinal, register-based data to assess the associations of over-indebtedness with disability retirement. Severely over-indebted people were identified from the Finnish credit information register. For each over-indebted person, one matched control was retrieved from the population register (total N: 54,494). Register data on socio-demographics, health-related factors and pensions were used to analyse the incidence of disability pensions due to different diagnoses among over-indebted people and their controls during the period 1995–2009 using Cox regression analysis. The analyses showed that over-indebtedness was strongly associated with the risk of disability retirement in all diagnostic groups. The associations were stronger among women than among men. The adverse effects of over-indebtedness on health and disability should be acknowledged. In addition to standard socio-demographic indicators, debtor status may add to our knowledge of the predictors of poor health. Policymakers should adopt measures to prevent over-indebtedness and to overcome its harmful effects.
abstractGer	While over-indebtedness has emerged as a new social risk among Europeans as a consequence of economic recessions, its associations with health and disability are poorly understood. This study utilises longitudinal, register-based data to assess the associations of over-indebtedness with disability retirement. Severely over-indebted people were identified from the Finnish credit information register. For each over-indebted person, one matched control was retrieved from the population register (total N: 54,494). Register data on socio-demographics, health-related factors and pensions were used to analyse the incidence of disability pensions due to different diagnoses among over-indebted people and their controls during the period 1995–2009 using Cox regression analysis. The analyses showed that over-indebtedness was strongly associated with the risk of disability retirement in all diagnostic groups. The associations were stronger among women than among men. The adverse effects of over-indebtedness on health and disability should be acknowledged. In addition to standard socio-demographic indicators, debtor status may add to our knowledge of the predictors of poor health. Policymakers should adopt measures to prevent over-indebtedness and to overcome its harmful effects.
abstract_unstemmed	While over-indebtedness has emerged as a new social risk among Europeans as a consequence of economic recessions, its associations with health and disability are poorly understood. This study utilises longitudinal, register-based data to assess the associations of over-indebtedness with disability retirement. Severely over-indebted people were identified from the Finnish credit information register. For each over-indebted person, one matched control was retrieved from the population register (total N: 54,494). Register data on socio-demographics, health-related factors and pensions were used to analyse the incidence of disability pensions due to different diagnoses among over-indebted people and their controls during the period 1995–2009 using Cox regression analysis. The analyses showed that over-indebtedness was strongly associated with the risk of disability retirement in all diagnostic groups. The associations were stronger among women than among men. The adverse effects of over-indebtedness on health and disability should be acknowledged. In addition to standard socio-demographic indicators, debtor status may add to our knowledge of the predictors of poor health. Policymakers should adopt measures to prevent over-indebtedness and to overcome its harmful effects.
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container_issue	2
title_short	Do debts lead to disability pension? Evidence from a 15-year follow-up of 54,000 Finnish men and women
url	http://dx.doi.org/10.1177/0958928716676548 http://journals.sagepub.com/doi/full/10.1177/0958928716676548 https://search.proquest.com/docview/1898547943
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author2	Maunula, Nico Hiilamo, Heikki
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up_date	2024-07-03T20:52:27.712Z
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