The impact of macroeconomic and institutional environment on NPL of developing and developed countries

Abstract The study investigates what causes non-performing loans (NPLs) in developed and developing countries. To identify the relationship between bank-specific, macroeconomic determinants, and institutional environment non-performing loans on country-level panel data of Developing nations for the...
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Autor*in:	Goyal, Shikha [verfasserIn] Singhal, Nikita Mishra, Nandita Verma, Subhash Kumar

Format:	E-Artikel
Sprache:	Englisch

Erschienen:	2023

Schlagwörter:	NPLs Institutional environment Panel Granger causality test Panel GMM

Anmerkung:	© The Author(s) 2023

Übergeordnetes Werk:	Enthalten in: Future Business Journal - New York, NY : Springer Nature, 2015, 9(2023), 1 vom: 12. Okt.
Übergeordnetes Werk:	volume:9 ; year:2023 ; number:1 ; day:12 ; month:10

Links:	Volltext

DOI / URN:	10.1186/s43093-023-00216-1

Katalog-ID:	SPR053394925

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spelling	10.1186/s43093-023-00216-1 doi (DE-627)SPR053394925 (SPR)s43093-023-00216-1-e DE-627 ger DE-627 rakwb eng Goyal, Shikha verfasserin (orcid)0000-0002-7634-4403 aut The impact of macroeconomic and institutional environment on NPL of developing and developed countries 2023 Text txt rdacontent Computermedien c rdamedia Online-Ressource cr rdacarrier © The Author(s) 2023 Abstract The study investigates what causes non-performing loans (NPLs) in developed and developing countries. To identify the relationship between bank-specific, macroeconomic determinants, and institutional environment non-performing loans on country-level panel data of Developing nations for the period extending from 2010 to 2020, the author used panel system GMM methodology. The long-held hypothesis that NPLs contribute to economic growth is tested using the Panel Granger causality test. Further panel cointegration tests were run to see whether the two variables have a long-term relationship. According to the study, loan defaults frequently happen at a lower rate during a rapid economic expansion, resulting in lower levels of non-performing loans. If there is a robust regulatory framework for systemic risk, a larger banking sector should be more stable than a smaller one. The current study also demonstrates the institutional environment’s importance in improving banks’ credit quality. In developing and developed countries, NPLs are significantly reduced when the institutional environment is improved. NPLs (dpeaa)DE-He213 Institutional environment (dpeaa)DE-He213 Panel Granger causality test (dpeaa)DE-He213 Panel GMM (dpeaa)DE-He213 Singhal, Nikita aut Mishra, Nandita aut Verma, Subhash Kumar aut Enthalten in Future Business Journal New York, NY : Springer Nature, 2015 9(2023), 1 vom: 12. Okt. (DE-627)837953758 (DE-600)2837528-2 2314-7210 nnns volume:9 year:2023 number:1 day:12 month:10 https://dx.doi.org/10.1186/s43093-023-00216-1 kostenfrei Volltext GBV_USEFLAG_A SYSFLAG_A GBV_SPRINGER GBV_ILN_11 GBV_ILN_20 GBV_ILN_22 GBV_ILN_23 GBV_ILN_24 GBV_ILN_31 GBV_ILN_39 GBV_ILN_40 GBV_ILN_60 GBV_ILN_62 GBV_ILN_63 GBV_ILN_65 GBV_ILN_69 GBV_ILN_70 GBV_ILN_73 GBV_ILN_95 GBV_ILN_105 GBV_ILN_110 GBV_ILN_151 GBV_ILN_161 GBV_ILN_206 GBV_ILN_213 GBV_ILN_230 GBV_ILN_285 GBV_ILN_293 GBV_ILN_370 GBV_ILN_602 GBV_ILN_2014 GBV_ILN_4012 GBV_ILN_4037 GBV_ILN_4112 GBV_ILN_4125 GBV_ILN_4126 GBV_ILN_4249 GBV_ILN_4305 GBV_ILN_4306 GBV_ILN_4307 GBV_ILN_4313 GBV_ILN_4322 GBV_ILN_4323 GBV_ILN_4324 GBV_ILN_4325 GBV_ILN_4326 GBV_ILN_4335 GBV_ILN_4338 GBV_ILN_4367 GBV_ILN_4700 AR 9 2023 1 12 10
allfields_unstemmed	10.1186/s43093-023-00216-1 doi (DE-627)SPR053394925 (SPR)s43093-023-00216-1-e DE-627 ger DE-627 rakwb eng Goyal, Shikha verfasserin (orcid)0000-0002-7634-4403 aut The impact of macroeconomic and institutional environment on NPL of developing and developed countries 2023 Text txt rdacontent Computermedien c rdamedia Online-Ressource cr rdacarrier © The Author(s) 2023 Abstract The study investigates what causes non-performing loans (NPLs) in developed and developing countries. To identify the relationship between bank-specific, macroeconomic determinants, and institutional environment non-performing loans on country-level panel data of Developing nations for the period extending from 2010 to 2020, the author used panel system GMM methodology. The long-held hypothesis that NPLs contribute to economic growth is tested using the Panel Granger causality test. Further panel cointegration tests were run to see whether the two variables have a long-term relationship. According to the study, loan defaults frequently happen at a lower rate during a rapid economic expansion, resulting in lower levels of non-performing loans. If there is a robust regulatory framework for systemic risk, a larger banking sector should be more stable than a smaller one. The current study also demonstrates the institutional environment’s importance in improving banks’ credit quality. In developing and developed countries, NPLs are significantly reduced when the institutional environment is improved. NPLs (dpeaa)DE-He213 Institutional environment (dpeaa)DE-He213 Panel Granger causality test (dpeaa)DE-He213 Panel GMM (dpeaa)DE-He213 Singhal, Nikita aut Mishra, Nandita aut Verma, Subhash Kumar aut Enthalten in Future Business Journal New York, NY : Springer Nature, 2015 9(2023), 1 vom: 12. Okt. (DE-627)837953758 (DE-600)2837528-2 2314-7210 nnns volume:9 year:2023 number:1 day:12 month:10 https://dx.doi.org/10.1186/s43093-023-00216-1 kostenfrei Volltext GBV_USEFLAG_A SYSFLAG_A GBV_SPRINGER GBV_ILN_11 GBV_ILN_20 GBV_ILN_22 GBV_ILN_23 GBV_ILN_24 GBV_ILN_31 GBV_ILN_39 GBV_ILN_40 GBV_ILN_60 GBV_ILN_62 GBV_ILN_63 GBV_ILN_65 GBV_ILN_69 GBV_ILN_70 GBV_ILN_73 GBV_ILN_95 GBV_ILN_105 GBV_ILN_110 GBV_ILN_151 GBV_ILN_161 GBV_ILN_206 GBV_ILN_213 GBV_ILN_230 GBV_ILN_285 GBV_ILN_293 GBV_ILN_370 GBV_ILN_602 GBV_ILN_2014 GBV_ILN_4012 GBV_ILN_4037 GBV_ILN_4112 GBV_ILN_4125 GBV_ILN_4126 GBV_ILN_4249 GBV_ILN_4305 GBV_ILN_4306 GBV_ILN_4307 GBV_ILN_4313 GBV_ILN_4322 GBV_ILN_4323 GBV_ILN_4324 GBV_ILN_4325 GBV_ILN_4326 GBV_ILN_4335 GBV_ILN_4338 GBV_ILN_4367 GBV_ILN_4700 AR 9 2023 1 12 10
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author	Goyal, Shikha
spellingShingle	Goyal, Shikha misc NPLs misc Institutional environment misc Panel Granger causality test misc Panel GMM The impact of macroeconomic and institutional environment on NPL of developing and developed countries
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title	The impact of macroeconomic and institutional environment on NPL of developing and developed countries
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title_full	The impact of macroeconomic and institutional environment on NPL of developing and developed countries
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title_sort	impact of macroeconomic and institutional environment on npl of developing and developed countries
title_auth	The impact of macroeconomic and institutional environment on NPL of developing and developed countries
abstract	Abstract The study investigates what causes non-performing loans (NPLs) in developed and developing countries. To identify the relationship between bank-specific, macroeconomic determinants, and institutional environment non-performing loans on country-level panel data of Developing nations for the period extending from 2010 to 2020, the author used panel system GMM methodology. The long-held hypothesis that NPLs contribute to economic growth is tested using the Panel Granger causality test. Further panel cointegration tests were run to see whether the two variables have a long-term relationship. According to the study, loan defaults frequently happen at a lower rate during a rapid economic expansion, resulting in lower levels of non-performing loans. If there is a robust regulatory framework for systemic risk, a larger banking sector should be more stable than a smaller one. The current study also demonstrates the institutional environment’s importance in improving banks’ credit quality. In developing and developed countries, NPLs are significantly reduced when the institutional environment is improved. © The Author(s) 2023
abstractGer	Abstract The study investigates what causes non-performing loans (NPLs) in developed and developing countries. To identify the relationship between bank-specific, macroeconomic determinants, and institutional environment non-performing loans on country-level panel data of Developing nations for the period extending from 2010 to 2020, the author used panel system GMM methodology. The long-held hypothesis that NPLs contribute to economic growth is tested using the Panel Granger causality test. Further panel cointegration tests were run to see whether the two variables have a long-term relationship. According to the study, loan defaults frequently happen at a lower rate during a rapid economic expansion, resulting in lower levels of non-performing loans. If there is a robust regulatory framework for systemic risk, a larger banking sector should be more stable than a smaller one. The current study also demonstrates the institutional environment’s importance in improving banks’ credit quality. In developing and developed countries, NPLs are significantly reduced when the institutional environment is improved. © The Author(s) 2023
abstract_unstemmed	Abstract The study investigates what causes non-performing loans (NPLs) in developed and developing countries. To identify the relationship between bank-specific, macroeconomic determinants, and institutional environment non-performing loans on country-level panel data of Developing nations for the period extending from 2010 to 2020, the author used panel system GMM methodology. The long-held hypothesis that NPLs contribute to economic growth is tested using the Panel Granger causality test. Further panel cointegration tests were run to see whether the two variables have a long-term relationship. According to the study, loan defaults frequently happen at a lower rate during a rapid economic expansion, resulting in lower levels of non-performing loans. If there is a robust regulatory framework for systemic risk, a larger banking sector should be more stable than a smaller one. The current study also demonstrates the institutional environment’s importance in improving banks’ credit quality. In developing and developed countries, NPLs are significantly reduced when the institutional environment is improved. © The Author(s) 2023
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title_short	The impact of macroeconomic and institutional environment on NPL of developing and developed countries
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score	7.4007587

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The impact of macroeconomic and institutional environment on NPL of developing and developed countries

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